1111 N Water Street Bay City, MI $ 899,000
1111 N Water Street
$ 899,000
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1111 N Water Street

Bay City, MI, 48708
$ 899,000
Bedrooms3 Baths3.1 Sq 2,946

Monthly Estimate*

$ 5,535

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Condo for sale in Bay City, MI

for $899,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,946 square foot condo was built in 2007.

Experience elevated waterfront living in this exceptional 3-bedroom, 4-bath penthouse condo, where floor-to-ceiling windows showcase breathtaking views of the Saginaw River, Liberty Bridge, and the steady charm of passing freighters. Multiple access points lead to an expansive balcony that spans the residence, creating an effortless connection between indoor comfort and outdoor enjoyment. Inside, MGM-inspired design elements blend sophistication with warmth. Stunning hardwood floors flow throughout the open layout, complementing the sleek finishes and dramatic architectural detail. The chef's kitchen impresses with double ovens, an oversized built-in refrigerator concealed behind a striking accent wall, a massive walk-in pantry, and a conveniently located wet bar ideal for entertaining. Each bedroom has its own private en-suite bath, ensuring comfort for family and guests. The primary suite stands out with its generous scale and an expansive walk-in closet offering exceptional storage and a beautifully appointed spa-like bath. The third bedroom provides flexible use as an office and is equipped with a Murphy bed, making it an easy dual-purpose space. A stylish powder room adds additional convenience for guests. This penthouse includes two dedicated parking spaces, private storage, and its own dedicated boat slip, offering exceptional access to the water and a rare amenity for condo living. Residents also enjoy beautifully maintained shared spaces including an elegant lobby, a large event space with an attached catering kitchen, a club room, and a serene library. Luxurious, functional, and perfectly positioned along the river, this penthouse delivers the ultimate in upscale condo living.

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Condo Contingent

Price

$ 899,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Condo

Taxes

$ 13,806

Style

Year Built

2007

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050197479

Features
Interior
Interior Amenities CathedralCeilings Elevator EntranceFoyer HighCeilings WetBar WalkInClosets
Basement Common
Flooring CeramicTile Hardwood
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features WindowTreatments
Fireplace Y/N N
Above Grade Finished Area 2946.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0.0
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type SquareFeet
Total Baths 4
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CentralAir
Possession Negotiable
Appliances BarFridge Dishwasher Disposal Dryer Microwave Oven Refrigerator Range Washer
HOA Fee 650.0
Garage Spaces 2.0
Association Fee Includes MaintenanceGrounds
Patio/Porch Features Patio
Architectural Style Other
Pool Features None
Construction Materials Brick ShingleSiding
Pets Allowed CatsOk DogsOk Yes
Year Built 2007
Levels OneStoryUp
Property Subtype Condominium
Tax Year 2025
Waterfront Features LakePrivileges RiverFront Waterfront
Community Features Sidewalks
Accessibility AccessibleEntrance
Assoc Fee Paid Per Monthly
County Bay
New Construction N
Property Type Residential
Association Amenities BoatDock MaintenanceGrounds SharedKitchen Storage
HOA Y
Attached Garage Y
Contingency UnspecifiedContingencies
Subdivision Name BOATHOUSE CONDOMINIUMS
Garage Y/N Y
Other Structures Gazebo
Total Rooms 12
Full Baths 3
Status Keep Showing-Contgcy Appl
City BayCityCity_Bay
Body of Water Saginaw River
Disclosures FloodInsNotReqd NoEncroachment FloodPlainNone TaxesHomesteadExempt
Senior Community Y/N N
High School District BayCity
Zoning Description SitePlanCondo
MLS Area Area92102BayCity
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 13806.61
Home Warranty Y/N N
Property Condition SiteCondo
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status ActiveUnderContract
Tax Assessed Value 237980
TaxOtherAnnualAssessmentAmount 0.0
Legal Description UNIT #405 BOATHOUSE CONDOMINIUMS BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #58 LIBER 2354 PG 96 (SPLIT FROM 09-13-21-179-001 FOR 2005) (SEE ALSO 09-13-21-179-136 (BLDG VALUE - PRE-REHAB) AND 03-00-
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Exterior
Exterior Amenities Balcony PrivateEntrance
Parking Features TwoCarGarage Assigned2Spaces Attached Garage GarageDoorOpener
Lot Features CityLot WaterView
Water Source Public
Foundation Details Basement
Spa N
Lot Dimensions 0
Lot Size Acres 0.0
Road Surface Type Paved
Frontage Type Waterfront
Waterfront Y/N Y
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1111
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* Excluded Features
List By
Thomas Webb

Listing Agent

Century 21 Signature Realty

Broker

(989) 492-0650

Phone

Affordability Calculator

$6,686
Per Month
83%
17%
0%
Monthly Principal & Interest
$5,535
Monthly Property Taxes
$1,151
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909319 Elementary School
4909818 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/14/2026$899,000 Listed Price

Map


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1111 N Water Street, Bay City, MI, 48708 is a Condo for sale at $899,000 with 2,946 sqft. 1111 N Water Street has 3 bedrooms, 3.1 baths, and was built in 2007. The property's zip code is 48708 which is in Bay City, MI