1111 N Water Street # 405
Bay City, MI, 48708 $ 899,000
Bedrooms3 Baths3.1 Sq 2,946 Monthly Estimate*
$ 5,535
for $899,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,946 square foot condo was built in 2007.
Experience elevated waterfront living in this exceptional 3-bedroom, 4-bath penthouse condo, where floor-to-ceiling windows showcase breathtaking views of the Saginaw River, Liberty Bridge, and the steady charm of passing freighters. Multiple access points lead to an expansive balcony that spans the residence, creating an effortless connection between indoor comfort and outdoor enjoyment. Inside, MGM-inspired design elements blend sophistication with warmth. Stunning hardwood floors flow throughout the open layout, complementing the sleek finishes and dramatic architectural detail. The chefâs kitchen impresses with double ovens, an oversized built-in refrigerator concealed behind a striking accent wall, a massive walk-in pantry, and a conveniently located wet bar ideal for entertaining. Each bedroom has its own private en-suite bath, ensuring comfort for family and guests. The primary suite stands out with its generous scale and an expansive walk-in closet offering exceptional storage and a beautifully appointed spa-like bath. The third bedroom provides flexible use as an office and is equipped with a Murphy bed, making it an easy dual-purpose space. A stylish powder room adds additional convenience for guests. This penthouse includes two dedicated parking spaces, private storage, and its own dedicated boat slip, offering exceptional access to the water and a rare amenity for condo living. Residents also enjoy beautifully maintained shared spaces including an elegant lobby, a large event space with an attached catering kitchen, a club room, and a serene library. Luxurious, functional, and perfectly positioned along the river, this penthouse delivers the ultimate in upscale condo living.
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FeaturesInteriorInterior Amenities 9 ft + Ceilings Cathedral/Vaulted Ceiling Ceramic Floors Elevator/Lift Hardwood Floors Walk-In Closet Wet Bar/Bar Window Treatment(s)
Dining Room Level Main
Basement Common
Bedroom 3 Level Main
Bedroom 1 Level Main
Bedroom 2 Level Main
Beds 3
Fireplace? No
Total Rooms 12
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GeneralHeating Forced Air
Kitchen Level Main
Cooling Central A/C
Possession Negotiable (Possession)
Garage Attached Garage Gar Door Opener
Water Public Water
Appliances Bar-Refrigerator Dishwasher Disposal Dryer Microwave Range/Oven Refrigerator Washer
Status Active Coming Soon
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 2007
Parking 2 Spaces Garage
Pets Allowed Yes
Subdivision Boathouse Condominiums MI
Style Other
County Bay
Class RESIDENTIAL
Type Condominium
Ownership Private
Municipality Bay City
New Construction Y/N No
Zoning Site Condominium
Sale/Rent For Sale
Status Detail 4
Flood Insurance Not Required
HOA Fee Includes HOA Maintenance Grounds
Structure Style Condo/Ranch 2nd Flr or Above
Area Bay City (09016)
Primary City Bay City
City Bay City
School District Bay City School District
Financial Terms Cash Conventional FHA
Legal Description UNIT #405 BOATHOUSE CONDOMINIUMS BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #58 LIBER 2354
DOM 3
Postal Code 48708
Price Per Sq Ft Total AG 305.16
Public Remarks Experience elevated waterfront living in this exceptional 3-bedroom 4-bath penthouse condo where floor-to-ceiling windows showcase breathtaking views of the Saginaw River Liberty Bridge
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ExteriorExterior Brick Shingle Siding
Exterior Amenities Exterior Balcony Wheelchair Access Patio Sidewalks
Body of Water Saginaw River
Flood Plan None
Lot Size Area 0
Pool (Y/N) No
Lot Dimensions 0
OUT BUILDINGS Gazebo
Water Features Lake/River Access River Frontage Water View Waterfront
Roads City/County Paved Street
Waterfront Y/N Yes
Frontage Type Water
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* Excluded FeaturesList ByCentury 21 Signature RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $5,535
- Monthly Property Taxes
- $1,151
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bay City, MI
Average List Price $466,903
Percent of Sale Price 48%
About Bay City, MI 33,471 Population
-9% Since 2002
$ 35,448 Median Income
36.94 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/14/2026 | $899,000 | | Listed Price |