1920 Clay Street St Joseph, MO $ 274,900
1920 Clay Street
$ 274,900
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1920 Clay Street

St Joseph, MO, 64501
$ 274,900
Bedrooms3 Baths1.2 Sq 3,234

Monthly Estimate*

$ 1,693

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Single Family Home for sale in St Joseph, MO

for $274,900 with 3 bedrooms and 1 full bath, 2 half baths. This 3,234 square foot home was built in 1902 on a lot size of 0.259986.

Step into a piece of history that still knows how to live well. This striking historic home offers just over 3,200 finished square feet of character, craftsmanship and thoughtful updates- all wrapped in timeless curb appeal. From the moment you arrive, the classic facade and wrought-iron details set the tone for what's inside: a home with a story and room for the next chapter. Inside, you'll find 3 spacious bedrooms, 2 half baths, and 1 full bath, plus a large primary suite space that's already framed out and ready for you to design your dream master bath and closet exactly the way you want it. Whether you're envisioning a spa-like retreat or something sleek and modern, the hard part is already done- you get to make it yours. The heart of the home is the remodeled kitchen, blending modern function with historic charm, complete with a butler's pantry that makes entertaining effortless. Just beyond, the formal dining room is made for gathering, featuring a custom table that feels right at home hosting holidays, dinner parties or everyday meals. A bright sunroom overlooks the back patio, offering the perfect spot for morning coffee, quiet reading or winding down at the end of the day. And the second floor laundry adds everyday convenience- something you don't often find in homes of this era. Major updates have already been taken care of, including a new roof and gutters (still under warranty), new flashing on the dormers and new front windows, giving you peace of mind while preserving the home's historic integrity. This is more than just a house- it's a rare opportunity to own a beautifully maintained historic home with space, updates and flexibility to make if truly your own. Homes like this don't come along often, and once you step inside, you'll understand why.

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Single Family Active

Price

$ 274,900

Bedrooms

3

Full Bath

1

Half Bath

2

Property Type

Single Family

Taxes

$ 1,500

Style

Colonial

Lot Size

0.259986

Year Built

1902

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2596052

Features
General
Living Area 3234
Sewer Public Sewer
Heating Forced Air
Cooling Electric
Possession Funding
Roof Composition
Appliances Dishwasher Gas Range
HOA Fee 0
Garage Spaces 1
Patio/Porch Features Patio Porch
Architectural Style Colonial
Security Features Security System
Construction Materials Stucco
Year Built 1902
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per None
County Buchanan
Property Type Residential
HOA N
Subdivision Name Kemper's Addition
Garage Y/N Y
Other Structures Garage(s)
Full Baths 1
Status Active
Directions Head south on N Belt Hwy turn right onto Ashland Ave Continue onto Lovers Ln Take a slight left onto N 22nd St Turn right onto Clay St Property is on the left.
High School Central
City St Joseph
High School District St. Joseph
MLS Area 1132 - Buchanan Co NW-N=Co Line;S=I-36;E=I-29;W=M
Lot Size Units Acres
Lot Size Square Feet 11325.6
Listing Terms Cash Conventional
Public Remarks Step into a piece of history that still knows how to live well. This striking historic home offers just over 3 200 finished square feet of character craftsmanship and thoughtful updates- all wrapped
Virtual Tour https://www.zillow.com/view-imx/4acf61c7-b835-418c-9f61-7fe97c7065f8/?utm_source=captureapp
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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Interior
Basement Walk-Out Access
Flooring Tile Wood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3234
Half Baths 2
Laundry Features Upper Level
Total Bedrooms 3
Below Grade Finished Area 0
Dining Area Features Formal
Floor Plan Features 2 Stories
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Exterior
Fencing Other Wood
Parking Features Detached Off Street
Water Source Public
Lot Size Area 0.26
Road Surface Type Paved
Road Responsibility Public Maintenance
Other Room Features Family Room Formal Living Room Sitting Room Sun Room
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* Excluded Features
List By
Top Property Realty, Llc

Broker

Affordability Calculator

$1,818
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,693
Monthly Property Taxes
$125
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1840743 Elementary School
1840923 Middle School
Central High School High School
Pricing History
DatePricePrice ChangeDescription
1/14/2026$274,900 Listed Price

Map


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1920 Clay Street, St Joseph, MO, 64501 is a Single Family Home for sale at $274,900 with 3,234 sqft and a lot size of 0.259986. 1920 Clay Street has 3 bedrooms, 1.2 baths, and was built in 1902. The property's zip code is 64501 which is in St Joseph, MO