622 RIDGE TERRACE Winter Haven, FL $ 164,900
622 RIDGE TERRACE
$ 164,900
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622 RIDGE TERRACE

Winter Haven, FL, 33881
$ 164,900
Bedrooms2 Baths2.0 Sq 1,073

Monthly Estimate*

$ 1,015

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Condo for sale in Winter Haven, FL

for $164,900 with 2 bedrooms and 2 full baths. This 1,073 square foot condo was built in 1997 on a lot size of 0.03.

Welcome home to this beautifully renovated 2 bedroom, 2 bathroom residence that truly stands out from the rest. From the moment you step inside, you’ll notice the bright, open living space featuring stylish wood-look flooring, modern lighting, and a layout designed for both comfort and entertaining. The spacious primary suite features sliding glass doors that lead to a screened, covered lanai—now thoughtfully split to create a versatile bonus room, perfect for a home office, hobby space, or relaxing retreat. Step outside to the tiled patio, ideal for morning coffee, evening gatherings, or weekend BBQs. Enjoy low-maintenance living in a community that offers assigned covered parking, a community pool, and direct lake access to Lake Smart with a boat ramp—perfect for fishing, boating, and enjoying the Florida lifestyle. Conveniently located near shopping, dining, and medical facilities, this home offers both comfort and convenience. This move-in-ready unit is a rare find. Schedule your private showing today before it’s gone.

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Condo Active

Price

$ 164,900

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 1,644

Style

Condominium

Lot Size

0.03

Year Built

1997

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4958521

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 250
Association Fee Includes Common Area Taxes Community Pool Maintenance Structure Maintenance Grounds Maintenance Repairs
Construction Materials Stucco
Pets Allowed Dogs OK
Year Built 1997
Levels One
Property Subtype Condominium
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Boat Slip Community Boat Ramp Dock Fishing Lake Water Access Buyer Approval Required Clubhouse Community Mailbox
Assoc Fee Paid Per Monthly
County Polk
New Construction false
Property Type Residential
Association Amenities Maintenance Pool Shuffleboard Court
Subdivision Name WINTER RIDGE CONDO
Facing Direction Southwest
Garage Y/N false
Total Rooms 4
Full Baths 2
Status Active
Directions From US-27 take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW then left onto Ridge Terrace. Property will be on the left.
High School Winter Haven Senior
City WINTER HAVEN
Body of Water LAKE SMART
Association Name Winter Ridge HOA
Senior Community Y/N false
MLS Area 33881 - Winter Haven / Florence Villa
Lot Size Units Square Feet
Lot Size Square Feet 1142
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA
Elementary School Lake Alfred Elem
Land Lease Y/N false
Tax Annual Amount 1644.19
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4958521
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Legal Description WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Water Access Type Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 250
HOA Monthly Maintenance 0
Additional Rooms Bonus Room
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities None
Parking Features Assigned
Water Source Public
Lot Size Area 1142
Foundation Details Slab
Building Area Total 1073
Lot Size Acres 0.03
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
La Rosa Realty Prestige

Broker

Deeacosta0316@gmail.com

Email

Affordability Calculator

$1,152
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,015
Monthly Property Taxes
$137
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Winter Haven Senior High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$164,900 Listed Price

Map


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622 RIDGE TERRACE, Winter Haven, FL, 33881 is a Condo for sale at $164,900 with 1,073 sqft and a lot size of 0.03. 622 RIDGE TERRACE has 2 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 33881 which is in Winter Haven, FL