10492 SE 178TH STREET Summerfield, FL $ 249,900
10492 SE 178TH STREET
$ 249,900
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10492 SE 178TH STREET

Summerfield, FL, 34491
$ 249,900
Bedrooms2 Baths2.0 Sq 1,066

Monthly Estimate*

$ 1,539

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Single Family Home for sale in Summerfield, FL

for $249,900 with 2 bedrooms and 2 full baths. This 1,066 square foot home was built in 1991 on a lot size of 0.3.

Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with additional privacy screen doors also an additional golf-cart garage behind the house, this one is a must see. This home is perfectly situated on an oversized .30-acre corner lot, located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, —and even a Planet Fitness established in 2024. This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest . Relax year-round in the expansive 10’ x 25’ lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used—Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family. Recent Updates & Improvements Include: Transferable Massey Termite bond. Roof – December 2021 HVAC – 2023 Newer Stainless-steel appliances - 2024 Tile flooring in both bathrooms– 2017 Luxury Porcelain plank floors in rest of the house - 2024 High end Bali Blinds - 2024 Washer and Dryer - 2024 Newer 6 panel doors -2024 Newer Primary Bedroom Shower 2024 Newer Granite Counter Tops - 2024 Newer Simply Safe Alarm - 2024 Newer Ring Door-bell - 2024 Newer hot water heater - 2024 Newer Wi-Fi Garage Opener with Camera and app. -2024 Electrical Panel was replaced by a new one in - 2025 Ceiling fans – 2020 Primary Bedroom fan 2024 Master bath: new toilet and granite vanity top - 2024 Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022) Irrigation controller – 2021 With no bond, this home offers exceptional value and peace of mind. Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men’s and women’s saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community. Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.

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Single Family Active

Price

$ 249,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,806

Style

Single Family Residence

Lot Size

0.3

Year Built

1991

Town/City

Summerfield

County/Region

Marion

MLS | Web ID

G5106551

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Cable Available Electricity Available Electricity Connected Fire Hydrant
Roof Shingle
Appliances Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning R1
HOA Fee 179.98
Garage Spaces 2
Association Fee Includes 24-Hour Guard Community Pool Security Trash
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Cats OK Dogs OK
Year Built 1991
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK Golf Racquetball Restaurant Tennis Court(s)
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Basketball Court Clubhouse Fence Restrictions Fitness Center Gated Golf Course Pickleball Court(s) Pool Racquetball Sauna Security Shuffleboard Court Spa/Hot Tub Tennis Court(s) Trail(s)
Attached Garage true
Subdivision Name SPRUCE CRK SOUTH
Facing Direction Southeast
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions FROM RE/MAX PREMIER OFFICE IN THE VILLAGES (LADY LAKE OFFICE) 13940 US-441 building 800 The Villages FL 32159 Head toward Sumter County Rd 109 20 ft Turn right toward Sumter County Rd 109 0.1 mi Turn left onto Sumter County Rd 109 299 ft Turn left onto U.S. 27/441 N 0.8 mi Turn left onto SE 176th St 0.2 mi Turn left onto SE 107th Ct 0.2 mi Turn right at the 1st cross street onto SE 178th St Destination will be on the left
City SUMMERFIELD
Association Name TRACY BROWN
Senior Community Y/N true
MLS Area 34491 - Summerfield
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2806.92
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5106551
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 14
Legal Description SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK F LOT 14
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 179.98
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) L Dining Thermostat Walk-In Closet(s)
Flooring Ceramic Tile Porcelain Tile
Furnished Y/N Unfurnished
Total Stories 1
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Rain Gutters
Water Source Public
Lot Size Area 13068
Foundation Details Slab
Spa false
Building Area Total 2014
Lot Dimensions 103 x 128
Lot Size Acres 0.3
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model THE EVERGREEN
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* Excluded Features
List By
Re/Max Premier Realty Lady Lk

Broker

gerriec@remax.net

Email

Affordability Calculator

$1,773
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,539
Monthly Property Taxes
$234
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$249,900 Listed Price

Map


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10492 SE 178TH STREET, Summerfield, FL, 34491 is a Single Family Home for sale at $249,900 with 1,066 sqft and a lot size of 0.3. 10492 SE 178TH STREET has 2 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 34491 which is in Summerfield, FL