640 Encarnacion Street Punta Gorda, FL $ 424,999
640 Encarnacion Street
$ 424,999
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640 Encarnacion Street

Punta Gorda, FL, 33983
$ 424,999
Bedrooms3 Baths2.0 Sq 2,066

Monthly Estimate*

$ 2,617

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Single Family Home for sale in Punta Gorda, FL

for $424,999 with 3 bedrooms and 2 full baths. This 2,066 square foot home was built in 2021 on a lot size of 0.256.

REDUCED OVER $20,000!!!!! BEST DEAL IN DEEP CREEK! This stone accent beauty with a front porch has it all!!! 3/2 PLUS FLEX ROOM!!!! Built in 2021 on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry perfect for entertaining or simply enjoying everyday life in style. The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. UPGRADES include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, water filtration and a fenced yard. WONDERFUL DEEP CREEK AMENITIES available, just a stone's throw away of GOLF, coffee shops, hair salons, restaurants, grocery stores, Banks, Dollar General Market, Pilates and much more...... MINUTES TO BEACH WITH AMENITIES OF beach club with boat ramp, fishing pier, grills, a pool and sporting activities like tennis, volleyball, basketball and horseshoes. Across the harbor from the complex, you'll find the quaint shops and tantalizing restaurants of Fishermen's Village. It's one of the more popular beaches near Port Charlotte, FL.

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Single Family Active

Price

$ 424,999

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,021

Style

Contemporary

Lot Size

0.256

Year Built

2021

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

2026002097

Features
Interior
Interior Amenities BreakfastBar TrayCeilings SeparateFormalDiningRoom DualSinks EatInKitchen FamilyDiningRoom HighCeilings LivingDiningRoom MultipleShowerHeads MainLevelPrimary Pantry ShowerOnly SeparateShower WalkInCl
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung Sliding Shutters WindowCoverings
Fireplace Y/N N
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Den Office ScreenedPorch GreatRoom
Total Baths 2
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General
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop Disposal IceMaker Microwave Range Refrigerator RefrigeratorWithIceMaker SelfCleaningOven WaterPurifier Washer
HOA Fee 200.0
Garage Spaces 3.0
Association Fee Includes AssociationManagement
Patio/Porch Features Lanai Porch Screened
Architectural Style Contemporary
Security Features BurglarAlarmMonitored SecuritySystem SmokeDetectors
Construction Materials Block Concrete Stone Stucco
Pets Allowed Yes
Year Built 2021
View Landscaped
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name DEEP CREEK
Waterfront Features None
Community Features Golf Shopping StreetLights
HOA Fee 2 0.0
Assoc Fee Paid Per Annually
County Charlotte
New Construction N
Property Type Residential
Association Amenities BasketballCourt GolfCourse Barbecue PicnicArea Playground Park Sidewalks TennisCourts
HOA Y
Attached Garage Y
Subdivision Name DEEP CREEK
Facing Direction North
Garage Y/N Y
Building Features OnSiteManagement
Total Rooms 7
Full Baths 2
Status Active
Directions Exit 170 Kings Highway to Sandhill Blvd. left on Seasons Drive to right on Encarnacion St. house is first on right.
City Punta Gorda
Disclosures DeedRestriction OwnerIsListingAgent RvRestrictions SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
MLS Area CH01 - Charlotte County
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5021.37
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://tours.realestatephotos360.com/idx/276041
Standard Status Active
Tax Lot 22
Property Sub Type Additional SingleFamilyResidence
Legal Description PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
HOA Fee 3 0.0
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Exterior
Exterior Amenities Fence SprinklerIrrigation RoomForPool ShuttersManual
Parking Features Attached Driveway Garage GolfCartGarage Guest Paved TwoSpaces GarageDoorOpener
Lot Features CornerLot OversizedLot SprinklersAutomatic
Water Source Public Public
Lot Size Area 0.256
Horses N
Spa N
Irrigation/Water Rights Y
Building Area Total 3075.0
Lot Dimensions 95 x 93 x 68 x 120
Lot Size Acres 0.256
Road Surface Type Paved
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 3.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Denise Pendleton Westdyke

Listing Agent

Real Broker, Llc

Broker

denise.westdyke@yahoo.com

Email

Affordability Calculator

$3,035
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,617
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$424,999 Listed Price

Map


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640 Encarnacion Street, Punta Gorda, FL, 33983 is a Single Family Home for sale at $424,999 with 2,066 sqft and a lot size of 0.256. 640 Encarnacion Street has 3 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 33983 which is in Punta Gorda, FL