640 Encarnacion Street Punta Gorda, FL $ 424,994
640 Encarnacion Street
$ 424,994
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640 Encarnacion Street

Punta Gorda, FL, 33983
$ 424,994
Bedrooms3 Baths2.0 Sq 2,066

Monthly Estimate*

$ 2,617

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Single Family Home for sale in Punta Gorda, FL

for $424,994 with 3 bedrooms and 2 full baths. This 2,066 square foot home was built in 2021 on a lot size of 0.256.

REDUCED OVER $20,000!!!!! BEST DEAL IN DEEP CREEK! This stone accent beauty with a front porch has it all!!! 3/2 PLUS FLEX ROOM!!!! Built in 2021 on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry perfect for entertaining or simply enjoying everyday life in style. The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. UPGRADES include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, water filtration and a fenced yard. WONDERFUL DEEP CREEK AMENITIES available, just a stone's throw away of GOLF, coffee shops, hair salons, restaurants, grocery stores, Banks, Dollar General Market, Pilates and much more...... MINUTES TO BEACH WITH AMENITIES OF beach club with boat ramp, fishing pier, grills, a pool and sporting activities like tennis, volleyball, basketball and horseshoes. Across the harbor from the complex, you'll find the quaint shops and tantalizing restaurants of Fishermen's Village. It's one of the more popular beaches near Port Charlotte, FL.

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Single Family Active

Price

$ 424,994

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,021

Style

Contemporary

Lot Size

0.256

Year Built

2021

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

2026002097

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Disposal Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Water Purifier Washer
HOA Fee 200
Garage Spaces 3
Association Fee Includes Association Management
Patio/Porch Features Lanai Porch Screened
Architectural Style Contemporary
Security Features Burglar Alarm (Monitored) Security System Smoke Detector(s)
Construction Materials Block Concrete Stone Stucco
Pets Allowed Yes
Year Built 2021
View Landscaped
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Golf Shopping Street Lights
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Charlotte
Property Type Residential
Association Amenities Basketball Court Golf Course Barbecue Picnic Area Playground Park Sidewalks Tennis Court(s)
HOA true
Attached Garage true
Subdivision Name DEEP CREEK
Facing Direction North
Garage Y/N true
Building Features On Site Management
Total Rooms 7
Full Baths 2
Status Active
Directions Exit 170 Kings Highway to Sandhill Blvd. left on Seasons Drive to right on Encarnacion St. house is first on right.
City Punta Gorda
Disclosures Deed Restriction Owner Is Listing Agent RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
MLS Area CH01 - Charlotte County
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 5021.37
Property Condition Resale
Virtual Tour https://tours.realestatephotos360.com/idx/276041
Standard Status Active
Tax Lot 22
Property Sub Type Additional Single Family Residence
Legal Description PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Tray Ceiling(s) Separate/Formal Dining Room Dual Sinks Eat-in Kitchen Family/Dining Room High Ceilings Living/Dining Room Multiple Shower Heads Main Level Primary Pantry Shower Only Separate Shower Walk-In Closet(s) Window Treatments Home Office
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Sliding Shutters Window Coverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Den Office Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Fence Sprinkler/Irrigation Room For Pool Shutters Manual
Parking Features Attached Driveway Garage Golf Cart Garage Guest Paved Two Spaces Garage Door Opener
Lot Features Corner Lot Oversized Lot Sprinklers Automatic
Water Source Public
Lot Size Area 0.256
Spa false
Building Area Total 3075
Lot Dimensions 95 x 93 x 68 x 120
Lot Size Acres 0.256
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Denise Pendleton Westdyke

Listing Agent

Real Broker, Llc

Broker

denise.westdyke@yahoo.com

Email

Affordability Calculator

$3,035
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,617
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/1/2026$424,994 0.00% Price Down
2/21/2026$424,995 0.00% Price Down
2/20/2026$424,996 Listed Price

Map


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640 Encarnacion Street, Punta Gorda, FL, 33983 is a Single Family Home for sale at $424,994 with 2,066 sqft and a lot size of 0.256. 640 Encarnacion Street has 3 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 33983 which is in Punta Gorda, FL