518 Mill St East Palatka, FL $ 480,000
518 Mill St
$ 480,000
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518 Mill St

East Palatka, FL, 32131
$ 480,000
Bedrooms3 Baths2.0 Sq 2,120

Monthly Estimate*

$ 2,955

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Single Family Home for sale in East Palatka, FL

for $480,000 with 3 bedrooms and 2 full baths. This 2,120 square foot home was built in 1940 on a lot size of 2.51.

Riverfront! Tucked peacefully at the very end of Mill Street, with just one neighboring home, this rare direct St. Johns Riverfront property offers both privacy and potential on 2.51 acres of natural Florida beauty. Built in 1888 (prop appraiser states 1940), this historic river house is a dream opportunity for a cash buyer with vision - whether you’re an investor or a preservation-minded homeowner ready to restore its grandeur. The centerpiece of the home is its magnificent three-sided, octagonal wraparound porch - perfect for catching river breezes under the shade of mature trees, azaleas, and fruit trees. Inside, the home’s original layout offers flexibility and charm. Downstairs includes a spacious kitchen, a large full bathroom, a formal dining room or parlor, a comfortable living room, walk-in pantry, and a generous laundry/workroom ideal for creative or functional use. Upstairs, you'll find three bedrooms, a library, and a second bathroom. A detached barn serves as a two-car garage with a large, separate workshop space, and one bay suitable for small RV. Additional 10’ x 12’ storage shed on property. Key info includes a metal roof (2002), updated electrical service (1992), two-zone HVAC, septic tank/drain field (2020), and a RainSoft water system (2019). The exterior was repainted in 2021. The home has never flooded. Parcel cannot be subdivided. Cash buyers only. 4 point inspection available. This is a rare chance to own a piece of history in a truly tranquil setting.

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Single Family Active

Price

$ 480,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,328

Style

Lot Size

2.51

Year Built

1940

Town/City

East Palatka

County/Region

Putnam

MLS | Web ID

260230

Features
General
Living Area 2120
Water Well
Status Active Active
Full Baths 2
Year Built 1940
Subdivision None
Stories Count 2
Class RESIDENTIAL
Type Single Family Residence
New Construction Y/N No
Area 21 - Putnam County
Location River Front
Legal Description PT OF COCIFACIO GRT BK102 P364 +OR95 P68 OR616 P1288 + PT OF CLOSED MILL ST CLOSED OR608 P1318 (EX BK195 P125 BK199 P96 OR61 P113 OR732 P18 OR1565 P1160) (MAP SHEET 37A)
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 226.42
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Interior
Interior Amenities Dryer Microwave Refrigerator Shed Washer Water Softener
Beds 3
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Exterior
Waterfront Type River
Waterfront Yes
Dock No
Lot Size Area 2.51
Lot Dimensions 109335
Acreage 1+ Acres
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* Excluded Features
List By
Berkshire Hathaway Homeservices Florida Network Realty

Broker

an.marshall@bhhsfnr.com

Email

Affordability Calculator

$3,566
Per Month
83%
17%
0%
Monthly Principal & Interest
$2,955
Monthly Property Taxes
$611
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1995662 Elementary School
1995546 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$480,000 Listed Price

Map


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518 Mill St, East Palatka, FL, 32131 is a Single Family Home for sale at $480,000 with 2,120 sqft and a lot size of 2.51. 518 Mill St has 3 bedrooms, 2.0 baths, and was built in 1940. The property's zip code is 32131 which is in East Palatka, FL