448 SW CENTRAL TERRACE Fort White, FL $ 239,900
448 SW CENTRAL TERRACE
$ 239,900
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448 SW CENTRAL TERRACE

Fort White, FL, 32038
$ 239,900
Bedrooms3 Baths2.0 Sq 1,512

Monthly Estimate*

$ 1,477

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Single Family Home for sale in Fort White, FL

for $239,900 with 3 bedrooms and 2 full baths. This 1,512 square foot home was built in 1989 on a lot size of 0.92.

This beautifully remodeled modular home was fully updated from 2024–2025 and offers modern comfort with a peaceful, private setting. Major upgrades include a new well, new septic system, new HVAC, new water heater, vanities, cabinets, new electric panel, and all-new 2025 appliances—providing peace of mind for years to come. Inside, you’ll find luxury vinyl plank flooring throughout, elegant wainscoting, wood-cased windows, built-in shelving, and a cozy electric fireplace. The kitchen features stained butcher block countertops and brand-new appliances, perfect for both everyday living and entertaining. The spacious primary suite includes a barn-door entry, custom shelving, and a large walk-in tiled shower. The bedrooms have generous size walk-in closets, while the second bathroom has a new tub/shower combo. New ceiling fans add comfort throughout the home. Enjoy outdoor living on the 16x8 covered front porch with railing or the small back porch, all set on just under one acre of cleared land with surrounding woods for privacy. Located in Three Rivers Estates, this home offers voluntary membership for private access to community parks and boat ramps. You’re surrounded by the Ichetucknee, Suwannee, and Santa Fe Rivers, and just minutes from downtown —perfect for nature lovers, boating, and outdoor recreation.

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Single Family Active

Price

$ 239,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,366

Style

Single Family Residence

Lot Size

0.92

Year Built

1989

Town/City

Fort White

County/Region

Columbia

MLS | Web ID

GC536544

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Exhaust Fan Microwave Range Refrigerator
Zoning A-1
Patio/Porch Features Covered Front Porch Porch
Construction Materials Metal Siding
Year Built 1989
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Columbia
New Construction false
Property Type Residential
Subdivision Name THREE RIVERS ESTATES
Facing Direction North
Garage Y/N false
Total Rooms 6
Full Baths 2
Status Active
Directions From US 27 turn left onto Riverside Avenue turn left onto Central Terrace Sign on right
High School Fort White High School-CO
City FORT WHITE
Senior Community Y/N false
MLS Area 32038 - Fort White
Lot Size Units Square Feet
Lot Size Square Feet 39988
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Fort White Elementary School-CO
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 1366.29
Body Type Double Wide
Middle/Junior High School Fort White High School-CO
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC536544
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 26
Legal Description LOT 26 UNIT 18 THREE RIVERS ESTATES. 694-740 QC 1431-1667
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Decorative Electric Free Standing
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features In Kitchen Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Private Yard
Lot Features Cleared
Water Source Well
Lot Size Area 39988
Foundation Details Crawlspace
Building Area Total 1640
Lot Dimensions 100 x 400
Lot Size Acres 0.92
Road Surface Type Dirt
Private Pool false
Waterfront Y/N false
Number of Lots 1
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* Excluded Features
List By
Exit Realty Producers

Broker

danikarealtor@gmail.com

Email

Affordability Calculator

$1,591
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,477
Monthly Property Taxes
$114
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Fort White High School-CO High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$239,900 Listed Price

Map


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448 SW CENTRAL TERRACE, Fort White, FL, 32038 is a Single Family Home for sale at $239,900 with 1,512 sqft and a lot size of 0.92. 448 SW CENTRAL TERRACE has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 32038 which is in Fort White, FL