706 N 15TH Street Fernandina Beach, FL $ 399,999
706 N 15TH Street
$ 399,999
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706 N 15TH Street

Fernandina Beach, FL, 32034
$ 399,999
Bedrooms3 Baths2.0 Sq 1,220

Monthly Estimate*

$ 2,463

706 N 15TH Street, Fernandina Beach, FL 32034 - Image 1
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 2
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 3
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 4
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 5
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 6
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 7
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 8
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 9
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 10
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 11
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 12
706 N 15TH Street, Fernandina Beach, FL 32034 - Image 13

Single Family Home for sale in Fernandina Beach, FL

for $399,999 with 3 bedrooms and 2 full baths. This 1,220 square foot home was built in 1990 on a lot size of 0.2.

Come explore this 3 bedroom, 2 bath home offering 1,220 square feet that lives larger than expected thanks to an open floorplan and abundant natural light. Situated on a beautiful lot, this property features a welcoming layout, bright interiors, fenced yard, rear deck and a new roof installed in 2019, providing peace of mind and long term value. Ideally located near historic downtown Fernandina, this home places you minutes from downtown shops, dining, and local events, as well as a short drive or bike ride to the beach. This highly desirable area continues to be a strong investment due to its charm, walkability, and enduring demand. This home is not in a flood zone, has no HOA and can be rented 30 days+. With solid bones, charming details, and all the essentials already in place, this property presents an excellent opportunity for a buyer to make smart upgrades and unlock significant upside. It would not take much to elevate this home and create an exceptional island residence or investment property. Whether you are seeking a primary home, second home, or value add investment on Amelia Island, this is a rare opportunity close to both historic downtown and the beach.

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Single Family Active

Price

$ 399,999

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.2

Year Built

1990

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2124850

Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Electricity Available Sewer Available Water Available
Possession Close Of Escrow
Appliances Dishwasher Electric Range Refrigerator
Garage Spaces 2.0
Year Built 1990
Stories Count 1
Property Subtype Single Family Residence
Current Use Single Family
Parcel Number 000031138500220000
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Highland Oaks
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From A1A/200 continue to 8th Street make a right on Atlantic Ave turn left on 14th Street turn right on Franklin Street Turn left on N 15th Street home is on right
City Fernandina Beach
Senior Community Y/N N
MLS Area 420-Fernandina Beach-Downtown-East
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Listing Terms Cash Conventional
Property Attached Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 420-Fernandina Beach-Downtown-East
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Garage
Lot Features Many Trees
Water Source Public
Lot Size Area 0.2
Spa N
Lot Size Acres 0.2
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 3
Entry Level 1
Total Baths 2
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Internal Only
Street Number 1 706
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* Excluded Features
List By
Fernandina Beach Realty

Broker

kelli@homesinameliaisland.com

Email

Affordability Calculator

$2,463
Per Month
100%
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Monthly Principal & Interest
$2,463
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/13/2026$399,999 Listed Price

Map


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706 N 15TH Street, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $399,999 with 1,220 sqft and a lot size of 0.2. 706 N 15TH Street has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 32034 which is in Fernandina Beach, FL