1039 COTTAGE DRIVE The Villages, FL $ 798,000
1039 COTTAGE DRIVE
$ 798,000
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1039 COTTAGE DRIVE

The Villages, FL, 32162
$ 798,000
Bedrooms3 Baths2.0 Sq 1,618

Monthly Estimate*

$ 4,913

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Single Family Home for sale in The Villages, FL

for $798,000 with 3 bedrooms and 2 full baths. This 1,618 square foot home was built in 2004 on a lot size of 0.12.

BOND PAID on this CHARMING, UPGRADED 3/2 COTTAGE with NEW 2024 ROOF and HVAC, and newer 2019 HOT WATER HEATER! Located in the LAKE SHORE COTTAGES, perfectly positioned next to the most desirable and vibrant town square, LAKE SUMTER LANDING! The beautifully landscaped grounds create an inviting setting with the freshly painted HARDIE PLANK exterior, concrete stamped front porch and new glass front door with transom. LIGHT and BRIGHT the home immediately impresses with HARDWOOD FLOORING, PLANTATION SHUTTERS throughout, beadboard accents, and chair rails that add timeless, cozy appeal. The light-filled living room features a TRAY ceiling and French doors with built-in blinds, opening to a newly screened BACK PORCH offering a PRIVATE and “park-like” setting - an ideal space for relaxing or entertaining. An open floor plan connects the living area to the bright kitchen, complete with WHITE cabinetry, pull out drawers, pot drawers, new Cambria QUARTZ countertops, STAINLESS appliances, offering a GAS stove, a newer KitchenAid refrigerator and microwave, two pantries for ample storage, a SOLAR TUBE for natural lighting, and a breakfast bar with pendant lighting. The spacious dining room has 2 large windows and a solar tube and easy access to the kitchen. The guest accommodations are flexible and thoughtfully designed, including a front guest room with a queen-size Murphy bed and the 2nd guest room, currently used as an office, but also has a large closet. The guest bath features new Cambria quartz countertops and a tub/shower combination. The PRIMARY SUITE offers a walk-in closet and a well-appointed EN-SUITE BATH with dual vanities, subway-tiled shower with new FRAMELESS glass door, private toilet room with pocket door, and UPDATED finishes. Additional highlights include a spacious TWO-CAR garage with painted flooring, whole-house FILTRATION system, SOLAR TUBES, new rain gutters with leaf guards, newer garage door motor and rollers, and pull-down attic stairs. Nestled beside the community’s most beloved town square, this charming cottage blends timeless design, thoughtful updates, and a truly special location. This unique neighborhood also has its own community pool - a great place to see your neighbors and make new friends. And so convenient for shopping, dining, recreation, and entertainment! COME EXPERIENCE THIS AMAZING HOME AND VILLAGE!

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Single Family Active

Price

$ 798,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,746

Style

Single Family Residence

Lot Size

0.12

Year Built

2004

Town/City

The Villages

County/Region

Sumter

MLS | Web ID

G5106526

Features
General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air
Utilities BB/HS Internet Available Electricity Connected Natural Gas Connected Public Sewer Connected Sprinkler Recycled Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Gas Water Heater Microwave Range Refrigerator Washer Water Filtration System
Zoning RESI
Garage Spaces 2
Patio/Porch Features Covered Front Porch Rear Porch Screened
Construction Materials HardiPlank Type
Pets Allowed Cats OK Dogs OK
Year Built 2004
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Community Mailbox Deed Restrictions Dog Park Fitness Center Golf Carts OK Golf Irrigation-Reclaimed Water Pool Sidewalks Tennis Court(s)
County Sumter
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name THE VILLAGES
Facing Direction Southeast
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From 466 go S. on Morse Blvd. across the ridge and take the 1st roundabout to R. onto Lake Sumter Landing R on Lakeshore Dr. R on Old Camp Rd. enter gate to Lake Shore Cottages. 1st R on Cottage Dr. home on the L.
City THE VILLAGES
Senior Community Y/N true
MLS Area 32162 - Lady Lake/The Villages
Lot Size Units Square Feet
Lot Size Square Feet 5429
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Land Lease Y/N false
Tax Annual Amount 4746.03
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://rsbdigitalphotography.vids.io/videos/069bdcb71b10e3ce8c/1039-cottage-dr-the-villages-fl-32162
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 484
Tax Lot 35
Legal Description LOT 35 THE VILLAGES OF SUMTER LAKE SHORE COTTAGES PB 7 PGS 24-24D
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Chair Rail High Ceilings Open Floorplan Primary Bedroom Main Floor Stone Counters Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Hardwood
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities French Doors Irrigation System Rain Gutters Sidewalk
Vegetation Mature Landscaping
Parking Features Garage Door Opener
Water Source Public
Lot Size Area 5429
Foundation Details Slab
Building Area Total 2424
Lot Size Acres 0.12
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model CUSTOM COTTAGE
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* Excluded Features
List By
Sally Love Real Estate

Broker

sally.love@comcast.net

Email

Affordability Calculator

$5,309
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,913
Monthly Property Taxes
$396
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/12/2026$798,000 Listed Price

Map


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1039 COTTAGE DRIVE, The Villages, FL, 32162 is a Single Family Home for sale at $798,000 with 1,618 sqft and a lot size of 0.12. 1039 COTTAGE DRIVE has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 32162 which is in The Villages, FL