3408 STIRLING ROAD Palm Harbor, FL $ 489,900
3408 STIRLING ROAD
$ 489,900
Recently Listed Adult Community
Open House 1/11 12pm - 2pm
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3408 STIRLING ROAD

Palm Harbor, FL, 34684
$ 489,900
Bedrooms3 Baths2.0 Sq 1,674

Monthly Estimate*

$ 3,016

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Single Family Home for sale in Palm Harbor, FL

for $489,900 with 3 bedrooms and 2 full baths. This 1,674 square foot home was built in 1986 on a lot size of 0.17.

This spacious home has been remodeled and upgraded in the last 5 years making it an exceptional choice in Highland Lakes. Tasteful design and quality materials combine to create casual elegance for comfortable living. The refined renovation provides great flow complemented by generous rooms and abundant natural light. You will love the beautifully remodeled kitchen with a sunny breakfast nook open to the cozy family room, and the serving counter open to dining and living areas. The primary suite is a serene retreat with a well-outfitted walk in closet, and newly renovated en suite with a step in tile shower, designer fixtures, and great lighting. The hall bath is also recently upgraded with artful hand made Italian tile in the shower and newer fixtures. You'll love the large lanai with vaulted ceiling, fan, & skylight. It's made even better by mature privacy landscaping offering lush views and quiet comfort. A grill patio is just outside the lanai door and be prepared to enjoy daily visits from the bunny rabbits that shelter among the plantings. What else will you like? Recent structural, mechanical system & appliance updates include the new roof in 2023, water heater in 2022, professional exterior painting, Trane HVAC system in 2013, a 6900 watt dual fuel generator in 2022, and major appliances all new in recent years. Garage door is hurricane rated and the extra fridge in the garage stays with the house. A successful 4-Point Insurance Inspection was just completed and is available for review. Highland Lakes is Palm Harbor's premier 55+ golf & lakefront community and Stirling Rd is a most desirable location in the neighborhood. Close to the clubhouse & amenities and no through traffic. Resort style amenities include free green fees on three private executive courses! Enjoy an active lifestyle with water aerobics, yoga, pickleball, tennis, and many other fit and fun activities. The main clubhouse is the busy venue for entertainment and social events and you will like the friendly country club atmosphere. The Arts and Crafts building has a wood shop, studios, and classes. The Lake Tarpon Lodge is a rustic retreat with a second heated pool, party & picnic facilities, fishing pier, open dock, community pontoon boats, and a secure lot for free RV or boat storage. Highland Lakes is high and dry above the flood plain and this house is even in a non-evacuation zone. Live blissfully close to the best Gulf beaches, Pinellas Trail, a wealth of restaurant & shopping options, rich cultural resources, excellent medical services, exciting pro sports, 2 international airports, and an award-winning cruise port. Don't wait - You will love your home & your lifestyle in Highland Lakes!

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Open House

1/11/2026 12:00 PM - 2:00 PM
3408 STIRLING ROAD Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 489,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,208

Style

Ranch Traditional

Lot Size

0.17

Year Built

1986

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8463067

Features
General
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Public Sewer Connected Sprinkler Meter Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RPD-7.5
HOA Fee 164
Garage Spaces 2
Association Fee Includes Common Area Taxes Community Pool Escrow Reserves Fund Manager Recreational Facilities
Patio/Porch Features Enclosed Front Porch Patio Rear Porch Screened
Architectural Style Ranch Traditional
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1986
View Garden
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Waterfront
Community Features Community Boat Ramp Dock Fishing Lake Water Access Waterfront Association Recreation - Owned Clubhouse Deed Restrictions Golf Carts OK Golf Pool Sidewalks Special Community Restrictions Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Clubhouse Golf Course Pickleball Court(s) Pool Recreation Facilities Shuffleboard Court Spa/Hot Tub Storage Tennis Court(s)
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction Northeast
Garage Y/N true
Total Rooms 11
Full Baths 2
Status Active
Directions US 19 North to Highland Lakes main entrance (fountains) just north of the Nebraska traffic light intersection. Follow Highlands Blvd through two 4-way stops and past the main clubhouse and turn right on Stirling Rd. 3408 is on the right.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Member Services Staff
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 7562
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4208.71
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8463067
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 74
Legal Description HIGHLAND LAKES UNIT SEVENTEEN PHASE 2 LOT 74
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 164
HOA Monthly Maintenance 0
Additional Rooms Family Room Great Room
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl Tile Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Private Yard Shade Shutter(s) Sidewalk
Vegetation Mature Landscaping
Parking Features Driveway Garage Door Opener Golf Cart Parking Ground Level Off Street Oversized
Lot Features Landscaped Level Near Golf Course Sidewalk Unincorporated
Water Source Public
Lot Size Area 7562
Foundation Details Slab
Building Area Total 2544
Lot Dimensions 72 x 105
Lot Size Acres 0.17
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Coldwell Banker Realty

Broker

mary.marconi@floridamoves.com

Email

Affordability Calculator

$3,367
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,016
Monthly Property Taxes
$351
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/10/2026$489,900 Listed Price

Map


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3408 STIRLING ROAD, Palm Harbor, FL, 34684 is a Single Family Home for sale at $489,900 with 1,674 sqft and a lot size of 0.17. 3408 STIRLING ROAD has 3 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 34684 which is in Palm Harbor, FL