3095 Deering Lake Drive Loveland, CO ^$ 539,999

3095 Deering Lake Drive

^$ 539,999

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Recently Listed

3095 Deering Lake Drive

Loveland, CO, 80538

^$ 539,999

Bedrooms3 Baths2.1 Sq 3,135

Monthly Estimate*

^$ 3,325

Listed by Resident Realty North Metro

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Single Family Home for sale in Loveland, CO

for $539,999 with 3 bedrooms and 2 full baths, 1 half bath. This 3,135 square foot home was built in 2020 on a lot size of 0.13.

Seller offering 5.125% PERMANENT rate buydown for qualified buyers. Contact agent for details. Welcome to this beautiful home in the highly sought-after Centerra community of Loveland! Offering a perfect blend of style, comfort, and convenience, this home is designed for modern living. A charming covered front porch welcomes you inside. At the front of the home, you'll find two spacious bedrooms with a Jack-and-Jill bathroom, providing a private retreat for family or guests. Down the hall, discover a versatile flex room/office space, a laundry room, and a half bath before entering the heart of the home. The open-concept main living area boasts high ceilings and a seamless flow between the living, kitchen, and dining spaces. The gourmet kitchen features quartz countertops, an island with a breakfast bar, a pantry, and stainless steel appliances-perfect for entertaining. The dining room opens to a sunny back patio through sliding glass doors, while the cozy living room is centered around a gas fireplace for warmth and ambiance. The private primary suite is a true retreat, complete with tray ceilings, a walk-in shower, and a spacious walk-in closet. An unfinished basement provides ample storage or expansion potential. Located in a fantastic community with a clubhouse, pool, scenic lakes, and trails, this home offers a quiet setting while keeping you close to shopping, dining, and everyday conveniences!

Single Family Active

Price

^$ 539,999

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,174

Style

Contemporary

Lot Size

0.13

Year Built

2020

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1049323

Features

Interior

Interior Amenities Eat-in Kitchen Jack & Jill Bathroom Kitchen Island Open Floorplan Vaulted Ceiling(s) Walk-In Closet(s)

Basement Bath/Stubbed Unfinished

Total Fireplaces 1

Fireplace Features Gas Gas Log Living Room

Basement (Y/N) Y

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 1965

Half Baths 1

3/4 Baths 1

Laundry Features In Unit

Total Bedrooms 3

Below Grade Finished Area 70

Main Level Bedrooms 3

Main Level Bathrooms 3

Total Baths 3

General

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Microwave Oven Refrigerator Self Cleaning Oven

Zoning SFR

HOA Fee 180

Garage Spaces 2

Association Fee Includes Reserves

Patio/Porch Features Patio

Architectural Style Contemporary

Construction Materials Frame

Exclusions Sellers personal property

Year Built 2020

View City

Levels One

Property Subtype Single Family Residence

Tax Year 2024

Ownership Individual

Assoc Fee Paid Per Quarterly

County Larimer

Property Type Residential

Association Amenities Clubhouse Park Playground Pool Spa/Hot Tub Trail(s)

HOA Y

Attached Garage Y

Subdivision Name Millennium Northwest 13th Sub

Facing Direction East

Possible Use Residential

Full Baths 1

Status Active

High School Mountain View

City Loveland

Association Name Lakes at Centerra

High School District Thompson R2-J

Lot Size Square Feet 5502

Listing Terms Cash Conventional FHA VA Loan

Elementary School High Plains

Tax Annual Amount 6174

Middle/Junior High School High Plains

Concessions No

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Parking Features Oversized

Lot Features Sprinklers In Front

Water Source Public

Total Parking 2

Building Area Total 3135

Lot Size Acres 0.13

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 3095

* Excluded Features

List By

Resident Realty North Metro

Broker

(970) 820-0545

Phone

Affordability Calculator

$3,839

Per Month

Monthly Principal & Interest: $3,325
Monthly Property Taxes: $515
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$732,470

Percent of Sale Price 36%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043169 Elementary School

3042988 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/9/2026	$539,999		Listed Price

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3095 Deering Lake Drive, Loveland, CO, 80538 is a Single Family Home for sale at $539,999 with 3,135 sqft and a lot size of 0.13. 3095 Deering Lake Drive has 3 bedrooms, 2.1 baths, and was built in 2020. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/14/2026.

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3095 Deering Lake Drive

Single Family Home for sale in Loveland, CO

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