1608 TERRA CEIA BAY CIRCLE Palmetto, FL $ 342,500
1608 TERRA CEIA BAY CIRCLE
$ 342,500
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1608 TERRA CEIA BAY CIRCLE

Palmetto, FL, 34221
$ 342,500
Bedrooms3 Baths2.0 Sq 1,488

Monthly Estimate*

$ 2,109

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View a Virtual Tour

Condo for sale in Palmetto, FL

for $342,500 with 3 bedrooms and 2 full baths. This 1,488 square foot condo was built in 1997.

One or more photo(s) has been virtually staged. Come enjoy the Florida lifestyle! This open and bright 3/2 villa features vaulted ceilings, neutral finishes, and an abundance of natural light throughout. Situated on a golf course fairway, this home offers nature views from an enclosed air-conditioned Florida room and outdoor patio. The eat-in kitchen has been recently upgraded with refreshed cabinetry and newer refrigerator and dishwasher making it both stylish and functional. The spacious and private primary suite includes a large bedroom and an ensuite bath with a recently remodeled walk-in shower. The second bedroom is perfectly suited for a den or home office. Clean and well-maintained, this home features a two-car garage for added convenience. Other recent updates include impact windows (2022), HVAC system (2024) along with a washer /dryer (2024.) Located in the desirable Terra Ceia Bay Country Club, residents enjoy a public 18-hole executive golf course, an on-site restaurant and pub, and an active, welcoming clubhouse. Additional amenities—including a swimming pool, fitness center, tennis, and pickleball—are available through reasonably priced memberships. This lovely villa is situated halfway between St. Pete and Sarasota, close by to world-class beaches, airports, restaurants, museums, shopping, arts, and entertainment.

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Condo Active

Price

$ 342,500

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 3,976

Style

Florida

Year Built

1997

Town/City

Palmetto

County/Region

Manatee

MLS | Web ID

A4677127

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Underground Utilities Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning PDH
Garage Spaces 2
Association Fee Includes Cable TV Common Area Taxes Escrow Reserves Fund Insurance Internet Maintenance Structure Maintenance Grounds Manager Pest Control
Patio/Porch Features Patio
Architectural Style Florida
Security Features Gated Community Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1997
View Golf Course
Levels One
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Bay/Harbor Front
Community Features Bay/Harbor Front Fishing Buyer Approval Required Clubhouse Gated Community - No Guard Golf Carts OK Golf No Truck/RV/Motorcycle Parking Restaurant
County Manatee
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name BAY ESTATES NORTH
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From HWY 41 in Palmetto turn west onto 23rd Ave at the roundabout continue straight to the gate for Terra Ceia Bay Club enter through the public side (right side) follow the road around to the right and turn right onto Terra Ceia Bay Circle condo will be on the left.
City PALMETTO
Association Name Stacia Searcy
Senior Community Y/N false
MLS Area 34221 - Palmetto/Rubonia
Lot Size Square Feet 0
Carport Y/N false
Listing Terms Cash Conventional
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 3976
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://cmsphotography.hd.pics/1608-Terra-Ceia-Bay-Cir/idx
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 725
Tax Lot 4
Legal Description UNIT 4 BAY ESTATES NORTH CONDO PI#24127.1420/2
Water View Pond
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 2 Months
Water Access Y/N false
Monthly Condo Fee Amount 447
HOA Monthly Maintenance 0
Additional Rooms Florida Room
Water View Y/N true
Flood Zone Code AE*
DockY/N false
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen Living Room/Dining Room Combo Skylight(s) Solid Surface Counters Split Bedroom Stone Counters Window Treatments
Flooring Carpet Laminate Tile
Furnished Y/N Unfurnished
Total Stories 1
Common Walls End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Private Mailbox Rain Gutters
Lot Features Landscaped On Golf Course
Water Source Public
Foundation Details Slab
Building Area Total 2075
Lot Size Acres 0
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Private Road
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* Excluded Features
List By
Michael Saunders & Company

Broker

jinnyscherer@michaelsaunders.com

Email

Affordability Calculator

$2,440
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,109
Monthly Property Taxes
$331
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$342,500 Listed Price

Map


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1608 TERRA CEIA BAY CIRCLE, Palmetto, FL, 34221 is a Condo for sale at $342,500 with 1,488 sqft. 1608 TERRA CEIA BAY CIRCLE has 3 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 34221 which is in Palmetto, FL