118 W 14Th Street Spencer, IA $ 105,000
118 W 14Th Street
$ 105,000
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118 W 14Th Street

Spencer, IA, 51301
$ 105,000
Bedrooms2 Baths1.0 Sq 744

Monthly Estimate*

$ 647

118 W 14Th Street, Spencer, IA 51301 - Image 1
118 W 14Th Street, Spencer, IA 51301 - Image 2
118 W 14Th Street, Spencer, IA 51301 - Image 3
118 W 14Th Street, Spencer, IA 51301 - Image 4
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118 W 14Th Street, Spencer, IA 51301 - Image 7
118 W 14Th Street, Spencer, IA 51301 - Image 8
118 W 14Th Street, Spencer, IA 51301 - Image 9

Single Family Home for sale in Spencer, IA

for $105,000 with 2 bedrooms and 1 full bath. This 744 square foot home was built in 1900 on a lot size of 0.17.

Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation, events and outdoor activities while being tucked into a quiet neighborhood. A great opportunity for first-time buyers, downsizers, or investors.

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Single Family Active

Price

$ 105,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,048

Style

Ranch

Lot Size

0.17

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251604

Features
General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Appliances Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Architctural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 1048
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7500
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1900
City Spencer
Total Sq Ft 744
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 141.13
Public Remarks Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation events and outdoor activities while being tucke
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Exterior
Exterior Features Driveway-Shared
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N Partial
Total Baths 1
Full Baths 1
1/4 Baths 0
Basement Style Full
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* Excluded Features
List By
Nicole Nimke

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-0287

Phone

ntnimke@gmail.com

Email

Affordability Calculator

$734
Per Month
88%
12%
0%
Monthly Principal & Interest
$647
Monthly Property Taxes
$87
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/9/2026$105,000 Listed Price

Map


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118 W 14Th Street, Spencer, IA, 51301 is a Single Family Home for sale at $105,000 with 744 sqft and a lot size of 0.17. 118 W 14Th Street has 2 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA