44 Union Street Cortland, NY $ 235,000
44 Union Street
$ 235,000
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44 Union Street

Cortland, NY, 13045
$ 235,000
Bedrooms8 Baths3.0 Sq 2,684

Monthly Estimate*

$ 1,447

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Multi-Family Home for sale in Cortland, NY

for $235,000 with 8 bedrooms and 3 full baths. This 2,684 square foot home was built in 1870 on a lot size of 0.1089.

Well-maintained triplex located in the heart of Cortland, New York, offering a strong opportunity for both investors and owner-occupants. This multi-family property features three separate units, each with its own living space, providing consistent rental income potential. Conveniently situated near downtown Cortland, SUNY Cortland, shopping, dining, and public transportation. The property offers ample off-street parking and a manageable layout ideal for long-term tenants. Whether you’re looking to expand your investment portfolio or live in one unit while renting the others, this triplex presents a versatile and desirable option in a growing rental market. Some updates include new roof December 2024, new natural gas floor heater in upper 3 bedroom unit, mini splits in 1 bedroom upper unit serviced and cleaned, and new pressure tank.

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Multi-Family Active

Price

$ 235,000

Bedrooms

8

Full Bath

3

Property Type

Multi-Family

Taxes

$ 7,453

Style

Triplex

Lot Size

0.1089

Year Built

1870

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1657340

Features
General
Sewer Connected
Heating Gas Other SeeRemarks ForcedAir
Cooling Other SeeRemarks
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Membrane Rubber
Appliances GasWaterHeater
Garage Spaces 0.0
Architectural Style Triplex
Construction Materials Stone WoodSiding
School District Cortland
Year Built 1870
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Cortland
Property Type Residential
Subdivision Name Cortland
Rent Includes CommonAreaMaintenance Gardener SnowRemoval TrashCollection Water
Full Baths 3
Status Active
Directions Take Route 13 to Tompkins Street take a left onto Owego Street and then a left onto Union Street.
City Cortland
Senior Community Y/N No
High School District Cortland
Zoning Description Other - See Remarks
Number Of Units Total 3
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 4744.0
Year Built Details Existing
Tax Annual Amount 7453.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1657340 https://www.propertypanorama.com/instaview-tour/syr/S1657340
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 200000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 21
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Interior
Basement DirtFloor Full
Flooring LuxuryVinyl Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 8
Main Level Bathrooms 0
Total Baths 3
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Exterior
Parking Features Gravel TwoOrMoreSpaces Unpaved
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1089
Foundation Details Stone
Building Area Total 2684.0
Lot Dimensions 38X124
Lot Size Acres 0.1089
Waterfront Y/N No
Number of Separate Gas Meters 3
Number of Separate Electric Meters 4
Road Frontage Type CityStreet
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Internal Only
Street Number 1 44
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* Excluded Features
List By
Yaman Real Estate

Broker

(607) 745-2469

Phone

Affordability Calculator

$2,068
Per Month
70%
30%
0%
Monthly Principal & Interest
$1,447
Monthly Property Taxes
$621
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038306 Elementary School
3038340 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/9/2026$235,000 Listed Price

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44 Union Street, Cortland, NY, 13045 is a Multi-Family Home for sale at $235,000 with 2,684 sqft and a lot size of 0.1089. 44 Union Street has 8 bedrooms, 3.0 baths, and was built in 1870. The property's zip code is 13045 which is in Cortland, NY