520 Useppa island Captiva, FL $ 1,124,900
520 Useppa island
$ 1,124,900
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520 Useppa island

Captiva, FL, 33924
$ 1,124,900
Bedrooms2 Baths2.0 Sq 1,366

Monthly Estimate*

$ 6,926

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Single Family Home for sale in Captiva, FL

for $1,124,900 with 2 bedrooms and 2 full baths. This 1,366 square foot home was built in 1981 on a lot size of 0.054.

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

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Single Family Active

Price

$ 1,124,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 9,722

Style

Two Story, Stilt, Traditional, Duplex

Lot Size

0.054

Year Built

1981

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025024636

Features
General
Sewer Public Sewer
Heating Central Electric Zoned
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Not Available Natural Gas Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Ice Maker Microwave Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Washer
HOA Fee 1622.22
Garage Spaces 1
Association Fee Includes Association Management Legal/Accounting Recreation Facilities Road Maintenance Street Lights Trash
Patio/Porch Features Balcony Deck Lanai Open Porch Screened
Architectural Style Two Story Stilt Traditional Duplex
Security Features None Smoke Detector(s)
Construction Materials Other Wood Frame
Pets Allowed Call Conditional
Year Built 1981
View Bay Mangroves
Stories Count 2
Levels Two
Property Subtype Attached
Tax Year 2025
Ownership Single Family
Waterfront Features Bay Access Mangrove Navigable Water Across the Road Water Frontage
Community Features Boat Facilities Tennis Court(s) Street Lights
HOA Fee 2 0
Assoc Fee Paid Per Monthly
County Lee
Property Type Residential
Association Amenities Bocce Court Boat Dock Marina Clubhouse Fitness Center Private Membership RV/Boat Storage Restaurant Boat Slip Tennis Court(s) Trail(s)
HOA true
Attached Garage true
Subdivision Name USEPPA ISLAND
Facing Direction East
Garage Y/N true
Building Features On Site Management
Other Structures Guest House Attached
Total Rooms 9
Full Baths 2
Status Active
Directions From I-75 or US 41 take SR 78 west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port in Bokeelia. Alternately your agent may pick you up in Four Winds Marina.
City Useppa Island
Disclosures Disclosure on File Deed Restriction Owner Has Flood Insurance RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 9722.82
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025024636
Structure Type Duplex
Standard Status Active
Tax Lot 10
Property Sub Type Additional Attached Duplex Villa
Legal Description USEPPA VILLAGE W 1/2 LOT 10 AS DESC IN OR 1570 PG 1214
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level Family/Dining Room French Door(s)/Atrium Door(s) Living/Dining Room Pantry Shower Only Separate Shower Vaulted Ceiling(s) Window Treatments High Speed Internet Split Bedrooms
Flooring Laminate
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Bay Window(s) Double Hung Tinted Windows Thermal Windows Impact Glass Window Coverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Entry Level 1
Room Type Other Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Deck Security/High Impact Doors Outdoor Grill Storage Shutters Electric Gas Grill
Parking Features Attached Driveway Garage Golf Cart Garage Paved Two Spaces
Lot Features Rectangular Lot Cul-De-Sac
Water Source Public
Lot Size Area 0.054
Foundation Details Pillar/Post/Pier Raised
Spa false
Building Area Total 1556
Lot Dimensions 30 x 82 x 21 x 83
Lot Size Acres 0.054
Road Surface Type Gravel
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 1
Door Features French Doors
Road Frontage Type Private Road
Other Equipment Satellite Dish
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Brian McColgan

Listing Agent

Uip Property Company Llc

Broker

brianmcc@useppa.com

Email

Affordability Calculator

$7,736
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,926
Monthly Property Taxes
$810
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$1,124,900 Listed Price

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520 Useppa island, Captiva, FL, 33924 is a Single Family Home for sale at $1,124,900 with 1,366 sqft and a lot size of 0.054. 520 Useppa island has 2 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 33924 which is in Captiva, FL