1077 N Independence Drive Montross, VA $ 540,000
1077 N Independence Drive
$ 540,000
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1077 N Independence Drive

Montross, VA, 22520
$ 540,000
Bedrooms3 Baths2.0 Sq 1,981

Monthly Estimate*

$ 3,325

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Single Family Home for sale in Montross, VA

for $540,000 with 3 bedrooms and 2 full baths. This 1,981 square foot home was built in 2002 on a lot size of 1.49.

Potomac River Lifestyle in the Heart of Virginias Northern Neck Welcome to 1077 N Independence Dr your gateway to relaxed river living and everyday escape. Nestled in the scenic Northern Neck of Virginia, this inviting home offers the perfect blend of comfort, natural beauty, and community amenitiesideal for a full-time residence, weekend retreat, or investment opportunity. Enjoy the peaceful rhythm of life near the Potomac River, where water views, fresh breezes, and unforgettable sunrises and sunsets become part of your daily routine. Step inside to a light-filled interior designed for easy living and entertaining. This 3-bedroom, 2-bath home has undergone a complete, top-to-bottom renovation in 2024, thoughtfully redesigned to maximize space, functionality, and enjoyment of the surrounding river landscape. The result is a home that feels entirely newbecause it essentially is. Nestled on the scenic Potomac River, with arguably the best river views in the state, as part of the renovation, the kitchen and main-level bathroom were expanded, creating more open, usable living space and allowing for a better overall layout. Systems and finishes were replaced, and every major component was upgradednew appliances, new bathrooms, new flooring, new fixtures, new roof, and a completely redesigned kitchen and bathall with an emphasis on quality, comfort, and timeless style. Enjoy 180-degree panoramic river views from two expansive porches, a sun deck, and a cozy seating area complete with a fire pit, with occasional sailboats gliding by and on lucky days dolphins playing in the water. Large windows invite the outdoors in, creating a bright and airy atmosphere that pairs beautifully with the surrounding natural landscape. Whether youre hosting friends, enjoying a quiet morning coffee, or unwinding after a day on the water, this home offers the perfect setting to relax and recharge. Highlights of the Lifestyle River & Nature Views: Enjoy the beauty of the Potomac and surrounding greenery from your own home, with peaceful views that change with every season. IndoorOutdoor Living: Perfect for morning coffee, evening gatherings, grilling, and relaxing under the stars. Fully Furnished: Move right in and begin enjoying the home immediately as a second home or rentalfurnishings convey a true turnkey opportunity. Community Amenities: Located in a desirable neighborhood offering access to community beaches, marina, pool, clubhouse, and recreational facilitiesideal for both relaxation and staying active. Endless Recreation: Nearby options include boating, fishing, kayaking, fossil hunting, hiking, and exploring charming waterfront towns, wineries, and local shops. Convenient Getaway: Just a few hours from Washington, D.C., Northern Virginia, and Fredericksburg, making this an easy escape from city life with strong appeal for short-term rental demand. Whether youre searching for a serene primary residence, a vacation home, or a turnkey investment opportunity, 1077 N Independence Dr delivers the lifestyle buyers dream of when they think of river living in the Northern Neck. Come experience the calm, the views, and the sense of retreatthis is more than a home, its a destination!

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Single Family Coming Soon

Price

$ 540,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,740

Style

Colonial

Lot Size

1.49

Year Built

2002

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2010350

Features
General
Living Area 1981
Sewer Gravity Sept Fld
Heating Central
Cooling Central A/C
Possession Immediate Negotiable Settlement 0-30 Days CD
Roof Shingle
Appliances Stainless Steel Appliances
Zoning R1
HOA Fee 54.00
Association Fee Includes Common Area Maintenance Recreation Facility Road Maintenance Snow Removal
Patio/Porch Features Porch(es) Balcony
Architectural Style Colonial
Construction Materials Aluminum Siding Brick
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 2002
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Doors - Swing In
Additional Parcels Description This offering is for Lot 163 and Lot 164 together.
Assoc Fee Paid Per Monthly
County WESTMORELAND
New Construction N
Property Type Residential
Association Amenities Beach Boat Dock/Slip Basketball Courts Boat Ramp Club House Exercise Room Marina/Marina Club Non-Lake Recreational Area Pool - Outdoor Volleyball Courts Tot Lots/Playground Water/Lake Privileges Tenn
HOA Y
Subdivision Name INDEPENDENCE SHORES
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Total Rooms 5
Full Baths 2
Status COMING SOON
Directions GPS - From Fairfax; Follow VA-123 S I-95 S and VA-3 E to VA-214 E in Westmoreland County. From DC; Follow I-395 S and I-95 S to Plank Rd in Fredericksburg. Take exit 130A from I-95 S. From Richmond;
City MONTROSS
Body of Water Potomac River
Association Name STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 64904.40
Tax Annual Amount 1740.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 272.59
Acceptable Financing Cash Conventional FHA VA
Additional Parcels Y/N Y
Historic Y/N N
Vacation Rental Y/N N
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision INDEPENDENCE SHORES
Tax Lot 164
Association Recreation Fee 870.00 Y
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Interior
Interior Amenities Floor Plan - Open Recessed Lighting
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1981
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Slab
Water View Y/N N
Lot Size Acres 1.49
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N Y
Land Assessed Value 31500.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 1077
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* Excluded Features
List By
Samson Properties

Broker

thrashproperties1@gmail.com

Email

Affordability Calculator

$3,470
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,325
Monthly Property Taxes
$145
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534998 Elementary School
3536031 Middle School
Washington And Lee High School High School
Pricing History
DatePricePrice ChangeDescription
1/9/2026$540,000 Listed Price

Map


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1077 N Independence Drive, Montross, VA, 22520 is a Single Family Home for sale at $540,000 with 1,981 sqft and a lot size of 1.49. 1077 N Independence Drive has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 22520 which is in Montross, VA