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108 Derby Drive Mt Sterling, KY $ 209,900
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108 Derby Drive
$ 209,900
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108 Derby Drive

Mt Sterling, KY, 40353
$ 209,900
Bedrooms3 Baths2.0 Sq 1,131

Monthly Estimate*

$ 1,292

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Single Family Home for sale in Mt Sterling, KY

for $209,900 with 3 bedrooms and 2 full baths. This 1,131 square foot home was built in 1999 on a lot size of 0.2.

Cute ranch home new to the market and ready to welcome its next owners! This 3-bedroom, 2-bath home offers a spacious living room with vaulted ceilings, a bright kitchen complete with appliances, and a comfortable dining area perfect for everyday living or entertaining. The primary suite features elegant tray ceilings, a walk-in closet, and a relaxing ensuite with a large soaking tub and separate shower. Step outside to enjoy the large rear deck overlooking a fully fenced yard, ideal for outdoor gatherings, or unwind on the inviting covered front porch. With major updates already completed—including a newer HVAC system just 6 months old, a 1-year-old water heater, and a shingled roof within the last 8 years—this home truly checks all the boxes.

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Single Family Active

Price

$ 209,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.2

Year Built

1999

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

26000582
Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Walk-In Closet(s)
Basement Crawl Space
Flooring Laminate Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 1131.0
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 2
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General
Sewer Public Sewer
Heating Electric
Cooling Electric
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition Shingle
Appliances Dishwasher Range Refrigerator
Patio/Porch Features Deck Porch
Architectural Style Ranch
Construction Materials Vinyl Siding Brick Veneer
Year Built 1999
View Neighborhood
Levels One
Property Subtype Single Family Residence
Parcel Number 031-70-01-004.00
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Arlington
Garage Y/N N
Other Structures Shed(s)
Total Rooms 7
Full Baths 2
Status Active
Directions Old Owingsville Rd to Arington. Left on Derby and the home will be on the right.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Elementary School Mt Sterling
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Fencing Privacy Wood
Parking Features Driveway
Lot Features Few Trees
Water Source Public
Lot Size Area 0.2
Foundation Details Block
Building Area Total 1131.0
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 108
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* Excluded Features
List By
Homeland Real Estate Inc - Mt Sterling

Broker

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$1,292
Per Month
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Monthly Principal & Interest
$1,292
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289988 Elementary School
3292775 Middle School
Montgomery Co High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
1/9/2026$209,900 Listed Price

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108 Derby Drive, Mt Sterling, KY, 40353 is a Single Family Home for sale at $209,900 with 1,131 sqft and a lot size of 0.2. 108 Derby Drive has 3 bedrooms, 2.0 baths, and was built in 1999. The property's zip code is 40353 which is in Mt Sterling, KY

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