103 W Jefferson Street Philo, IL ^$ 274,900

103 W Jefferson Street

^$ 274,900

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Open House 1/11 1pm - 3pm

103 W Jefferson Street

Philo, IL, 61864

^$ 274,900

Bedrooms3 Baths2.0 Sq 1,744

Monthly Estimate*

^$ 1,693

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Single Family Home for sale in Philo, IL

for $274,900 with 3 bedrooms and 2 full baths. This home is 1,744 square feet.

Beautifully updated 3-bedroom, 2-bath home - featuring a large backyard, 1.5 car garage with additonal storage area, and a garden shed! Recent improvements include new flooring, fresh paint, and thoughtful updates throughout. Step in to admire the view of the family room, kitchen/dining area, and the cozy living room all in once glance! The spacious living area is filled with natural light, featuring a fireplace and bay window that overlooks the backyard. The master retreat has multiple closets along with a sitting room that could be used as an office, nursery, or anything you wish! The enclosed sunroom provides the perfect space to relax or entertain while enjoying views and access to the fenced backyard. With a well-designed layout and abundant light throughout, this home offers both charm and everyday livability.

Open House

1/11/2026 1:00 PM - 3:00 PM

103 W Jefferson Street Philo, IL

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 274,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,442

Style

Ranch

Town/City

Philo

County/Region

Champaign

MLS | Web ID

12541306

Features

General

Living Area 1744

Sewer Septic Tank

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Dishwasher Refrigerator Washer Dryer

HOA Fee 0

Garage Spaces 1.5

Association Fee Includes None

Architectural Style Ranch

Construction Materials Aluminum Siding

Township Philo

Tax Year 2024

Ownership Fee Simple

Community Features Sidewalks

Assoc Fee Paid Per Not Applicable

County Champaign

New Construction N

Property Type Residential Detached Single

Subdivision Name Orig Town of Philo

Other Structures Shed(s)

Total Rooms 6

Full Baths 2

Status New

Directions Come into Philo on S Lincoln St Turn on W Jefferson St House will be on your right

High School Unity High School

City Philo

High School District 7

MLS Area Southern Champaign County / Douglas County

Elementary School Unity West Elementary School

Tax Annual Amount 3442

Middle/Junior High School Unity Junior High School

Virtual Tour https://my.matterport.com/show/?m=akqyfsPM1zE

Standard Status Active

Middle/Junior School District 7

Elementary School District 7

Interior

Basement Crawl Space

Total Fireplaces 1

Fireplace Features Wood Burning

Half Baths 0

Total Bedrooms 3

Room Type Screened Porch

Total Baths 2

Bedrooms Possible 3

Exterior

Parking Features Garage Door Opener Yes Garage Owned Detached Garage

Water Source Public

Total Parking 1.5

Lot Dimensions 160 X 83

Waterfront Y/N N

* Excluded Features

List By

Keller Williams-Trec

Broker

angie@roderickrealtyteam.com

Affordability Calculator

$1,979

Per Month

Monthly Principal & Interest: $1,693
Monthly Property Taxes: $287
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Philo, IL

Average List Price ^$289,933

Percent of Sale Price 5%

About Philo, IL

1,354 Population

9% Since 2002

^$84,626 Median Income

39.91 Median Age

39% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2518908 Elementary School

2518895 Middle School

Unity High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/9/2026	$274,900		Listed Price

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103 W Jefferson Street, Philo, IL, 61864 is a Single Family Home for sale at $274,900 with 1,744 sqft. 103 W Jefferson Street has 3 bedrooms and 2.0 baths. The property's zip code is 61864 which is in Philo, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 1/12/2026.

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103 W Jefferson Street

Single Family Home for sale in Philo, IL

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