3905 Locke Street Covington, KY ^$ 245,900

3905 Locke Street

^$ 245,900

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Open House 1/11 11am - 1pm

3905 Locke Street

Covington, KY, 41015

^$ 245,900

Bedrooms3 Baths1.1 Sq 1,605

Monthly Estimate*

^$ 1,514

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Single Family Home for sale in Covington, KY

for $245,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,605 square foot home was built in 1920 on a lot size of 0.12.

Welcome home to this wonderfully maintained 3-bedroom property that blends comfort and charming character. Inside, you'll find a spacious second living room addition, perfect for relaxing, entertaining, or creating a cozy retreat. The fully fenced, generous yard offers plenty of space for gatherings, play, or quiet outdoor enjoyment, while off-street parking adds everyday convenience. A quirky, finished attic provides a unique bonus space ideal for a reading nook or creative studio. With its inviting layout and standout features, this home offers both functionality and personality, ready to welcome you home. Sellers are even offering a home warranty from Achosa!

Open House

1/11/2026 11:00 AM - 1:00 PM

3905 Locke Street Covington, KY

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 245,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Traditional

Lot Size

0.12

Year Built

1920

Town/City

Covington

County/Region

Kenton

MLS | Web ID

639061

Features

General

Living Area 1605.0

Sewer Public Sewer

Heating Hot Water

Cooling Window Unit(s)

Utilities Cable Available

Roof Shingle

Garage Spaces 0.0

Patio/Porch Features Deck

Architectural Style Traditional

Construction Materials Brick Other

Full Baths 1

Half Baths 1

Year Built 1920

Levels Three Or More

Property Subtype Single Family Residence

County Kenton

New Construction No

Property Type A

HOA No

Attached Garage No

Total Rooms 9

Status Active

Directions Winston Ave to E 39th St to Locke St.

High School Holmes Senior High

City Covington

School District Covington Indep

Zoning Description Residential

MLS Area K03 - Kentonvale/Latonia

Lot Size Units Acres

Lot Size Square Feet 5250.0

Elementary School Latonia Elementary

Property Attached Y/N No

Home Warranty Y/N Yes

Middle/Junior High School Holmes Middle School

Property Condition Existing Structure

MLS Area Minor K03 - Kentonvale/Latonia

Structure Type House

Living Area Units Square Feet

Standard Status Active

Interior

Interior Amenities Crown Molding Natural Woodwork Pantry Attic Storage

Basement Full Unfinished

Kitchen Appliances Stainless Steel Appliance(s) Dishwasher Gas Oven Refrigerator

Total Fireplaces 1

Fireplace Features Brick Wood Burning

Air Conditioning Y/N Yes

Heating Y/N Yes

Window Features Aluminum Frames Wood Frames

Fireplace Y/N Yes

Total Bathrooms 2.0

Laundry Features Electric Dryer Hookup In Basement

Room Type Living Room Other Room Bedroom 3 Bedroom 2 Dining Room Family Room Entry Primary Bedroom Kitchen

Total Baths 2

Total Bedrooms 3

Exterior

Exterior Amenities Lighting

Fencing Wood Privacy

Parking Features Off Street Driveway

Water Source Public

Lot Size Area 0.12

Foundation Details Stone

Building Area Total 1605.0

Lot Dimensions 50 X 105

Lot Size Acres 0.12

Lot Size Source Realist

Land Lease Type Fee

* Excluded Features

List By

Pivot Realty Group

Broker

kayleerealhomes@gmail.com

Affordability Calculator

$1,514

Per Month

Monthly Principal & Interest: $1,514
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Covington, KY

Average List Price ^$295,260

Percent of Sale Price 20%

About Covington, KY

41,769 Population

-4% Since 2002

^$40,250 Median Income

37.49 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3163905 Elementary School

3163344 Middle School

Holmes Senior High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/8/2026	$245,900		Listed Price

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3905 Locke Street, Covington, KY, 41015 is a Single Family Home for sale at $245,900 with 1,605 sqft and a lot size of 0.12. 3905 Locke Street has 3 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 41015 which is in Covington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/12/2026.

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3905 Locke Street

Single Family Home for sale in Covington, KY

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