406 S WHISPER RIDGE --
Payson, AZ, 85541 $ 1,100,000
Bedrooms4 Baths2.1 Sq 2,863 Monthly Estimate*
$ 6,773
for $1,100,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,863 square foot home was built in 2005 on a lot size of 0.36.
Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout. The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.
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FeaturesInteriorInterior Amenities High Speed Internet Double Vanity Breakfast Bar Central Vacuum No Interior Steps Vaulted Ceiling(s) Wet Bar Kitchen Island Pantry Full Bth Master Bdrm Separate Shwr & Tub Tub with Jets
Flooring Carpet Tile Wood
Fireplace Features Living Room Master Bedroom Gas
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s)
Fireplace Y/N Y
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
Bedrooms Possible 5
Built-in Microwave True
Kitchen Island True
Pantry True
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GeneralSewer Public Sewer
Heating Natural Gas
Cooling Central Air
Utilities Butane/Propane
Possession Close Of Escrow
Roof Composition
HOA Fee 700.0
Garage Spaces 3.0
Association Fee Includes Maintenance Grounds
Construction Materials Wood Frame Painted Stone
Year Built 2005
View Panoramic Trees/Woods Mountain(s)
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Gated
Assoc Fee Paid Per Annually
County Gila
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name WHISPER RIDGE
Total Rooms 0
Special Listing Conditions N/A
Status Pending
High School Payson High School
City Payson
Disclosures Seller Discl Avail
Land Lease Amount 0.0
Association Name WHISPER RIDGE
High School District Payson Unified District
Open Parking Spaces 0.0
Lot Size Units Square Feet
Lot Size Square Feet 15730.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Julia Randall Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5854.0
Home Warranty Y/N N
Middle/Junior High School Rim Country Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Custom
Standard Status Pending
Occupancy Type Owner
Elementary School District Payson Unified District
Tax Lot 12
New Financing: Conventional True
Senior Community N
Ttl Monthly Fee Equiv 58.33
New Financing Cash True
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ExteriorFencing Chain Link Partial
Parking Features Garage Door Opener Attch'd Gar Cabinets
Lot Features Borders Common Area Hillside Lot Cul-De-Sac Gravel/Stone Front
Water Source City Water
Lot Size Area 15730.0
Spa N
Lot Size Acres 0.36
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 3.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByMy Home Group Real EstateBroker
kristy@teamdewitz.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,773
- Monthly Property Taxes
- $488
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Payson, AZ
Average List Price $788,590
Percent of Sale Price 28%
About Payson, AZ 15,685 Population
18% Since 2002
$ 44,179 Median Income
53.5 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
4899226 Elementary School
4899228 Middle School
Payson High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/8/2026 | $1,100,000 | | Listed Price |