Recently Listed Open House 1/17 1pm - 4pm
205 Roosevelt Terrace
Santa Cruz, CA, 95060 $ 1,049,000
Bedrooms2 Baths1.1 Sq 1,194 Monthly Estimate*
$ 6,459
for $1,049,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,194 square foot home was built in 1995 on a lot size of 0.051997.
Tucked away on a quiet cul-de-sac, this thoughtfully designed Thatcher & Thompson home offers comfortable living just minutes from downtown shops, restaurants and beaches. An open floor plan with vaulted ceilings, tall windows and abundant natural light creates a bright and inviting feel throughout. Updated kitchen is a culinary delight, with granite counters, pantry, breakfast bar and breakfast nook, plus a tall slider that opens to the patio, offering seamless indoor-outdoor living. The living room is enhanced by high ceilings and a gas fireplace, providing warmth and ambiance. New flooring and fresh pant make it shine. Two bedrooms upstairs with walk-in closets, a large full bath, and laundry closet with washer/dryer included. Half bath on the main level adds everyday convenience. Energy-efficient features include 12 solar panels that provide most of the homes electricity, double-pane windows, and a tankless water heater that also supports efficient home heating. Outside, a private, fenced yard with drought-resistant landscaping, tranquil pond and waterfall for a Zen-like retreat, plus a single-car garage. With quick connections to downtown and Midtown, and Highways 1 and 17, this home offers the perfect blend of comfort, walkability and everyday convenience. Welcome Home!
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Open House
1/17/2026 1:00 PM - 4:00 PM
205 Roosevelt Terrace Santa Cruz, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1194
Heating Other
Cooling Ceiling Fan(s)
Roof Composition Shingles
Appliances Dishwasher Microwave Tankless Water Heater
Zoning R
HOA Fee 295
Garage Spaces 1
Association Fee Includes Common Area Maint Management Fee
Pets Allowed Yes Number Limit
Year Built 1995
Stories Count 2
Levels Two Story
Property Subtype Detached
Assoc Fee Paid Per Monthly
County Santa Cruz
Property Type Residential
HOA Y
Garage Y/N Yes
Green Energy Generation Solar
Full Baths 1
Status Active
Directions From Broadway turn onto Roosevelt Terrace go pas
City Santa Cruz
High School District Not Listed
MLS Area Listing
Lot Size Square Feet 2265
Standard Status Active
Elementary School District Santa Cruz City Elementary
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InteriorInterior Amenities Breakfast Bar Breakfast Nook Pantry Smart Thermostat
Flooring Laminate Tile
Total Fireplaces 1
Fireplace Features Gas Living Room
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Double Pane Windows
Fireplace Y/N Yes
Total Bedrooms 2
Kitchen Features Breakfast Bar Breakfast Nook Dishwasher Disposal Microwave Pantry
Total Baths 2
1/2 Baths 1
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ExteriorExterior Amenities Back Yard
Fencing Fenced
Parking Features Off Street Guest
Water Source Public
Lot Size Area 2265
Building Area Total 1194
Lot Size Acres 0.052
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* Excluded FeaturesList ByJanet RomanowskiListing Agent
David Lyng Real EstateBroker
janetromanowski32@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,459
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Santa Cruz, CA
Average List Price $2,263,434
Percent of Sale Price 116%
About Santa Cruz, CA 63,054 Population
16% Since 2002
$ 67,765 Median Income
32.22 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
822385 Elementary School
822380 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/8/2026 | $1,049,000 | | Listed Price |