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7786 SW 188th Ter Cutler Bay, FL $ 1,300,000
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$ 1,300,000 Get more info
7786 SW 188th Ter
$ 1,300,000
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Open House 1/11 3pm - 5pm
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7786 SW 188th Ter

Cutler Bay, FL, 33157
$ 1,300,000
Bedrooms5 Baths4.0 Sq 3,945

Monthly Estimate*

$ 8,004

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Single Family Home for sale in Cutler Bay, FL

for $1,300,000 with 5 bedrooms and 4 full baths. This 3,945 square foot home was built in 2005.

Life is better by the water, especially when every evening ends with breathtaking lakefront sunsets. This one of a kind 5 bedroom, 4 bath residence is tucked away on a quiet cul-de-sac in the gated community of Cutler Cay, offering the perfect blend of privacy, comfort, and timeless style. Step inside to soaring ceilings, dual staircases, and sun filled living spaces designed for both everyday living and effortless entertaining. The updated kitchen features quartz countertops, modern appliances, and a cozy breakfast nook overlooking 150 feet of waterfront. A first floor bedroom adds flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite is a true retreat, complete with dual walk in closets, dual vanities, a soaking tub, walk in shower and a private balcony: the perfect place to unwind while enjoying serene lake views. Residents enjoy resort style amenities, including cable, internet and alarm service, plus a spectacular clubhouse with pool, spa, fitness center, tennis, pickleball, basketball courts and playground. All just minutes from the marina, parks, top schools, shopping and major expressways. Homes like this rarely come available, schedule your private showing and experience it for yourself. This is the one you’ve been waiting for!

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Open House

1/11/2026 3:00 PM - 5:00 PM
7786 SW 188th Ter Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Active

Price

$ 1,300,000

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 11,539

Style

Year Built

2005

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11941149
Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Closing & Funding
Roof Spanish Tile
Appliances Built-In Oven Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Washer
HOA Fee 499
Garage Spaces 2
Architectural Style Detached Mediterranean Two Story
Pool Features In Ground Pool Community
Security Features Gated Community Smoke Detector(s) Security Guard
Restrictions Association Approval Required Limited Number Vehicles OK To Lease
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 2005
View Lake Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front
Community Features Clubhouse Fitness Gated Home Owners Association Maintained Community Pickleball Pool Sauna Street Lights Tennis Court(s)
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name CUTLER CAY
Facing Direction Southwest
Garage Y/N true
Total Rooms 0
Full Baths 4
Special Listing Conditions Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 12468
Listing Terms Cash Conventional VA Loan
Spa Features Community
Elementary School Edward Whigham
Year Built Details Resale
Tax Annual Amount 11539
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Virtual Tour https://www.zillow.com/view-3d-home/9a7f8136-4c06-4d40-af3c-6555090682cc?setAttribution=mls&wl=true
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description CUTLER CAY PB 162-23 T-21739 LOT 6 BLK 8 LOT SIZE 12468 SQ FT FAU 30 6003 032 0010 THRU 5290 COC 23248-0716 02 2005 1 F/A/U 30-6003-034-1240
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Breakfast Area Dining Area Separate/Formal Dining Room Dual Sinks Entrance Foyer French Door(s)/Atrium Door(s) Sitting Area in Primary Separate Shower Upper Level Primary
Flooring Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Room For Pool Storm/Security Shutters
Parking Features Attached Driveway Garage Garage Door Opener
Lot Features Cul-De-Sac < 1/4 Acre
Water Source Public
Lot Size Area 12468
Building Area Total 5039
Frontage Length 150
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
Builder Model Milan
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* Excluded Features
List By
Coldwell Banker Realty

Broker

monika@thetefelgroup.com

Email

Affordability Calculator

$8,966
Per Month
89%
11%
0%
Monthly Principal & Interest
$8,004
Monthly Property Taxes
$962
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4658030 Elementary School
1901317 Middle School
Miami Southridge High School High School
See complete school information
Pricing History
Date Price Price Change Description
1/8/2026 $1,300,000 Listed Price

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7786 SW 188th Ter, Cutler Bay, FL, 33157 is a Single Family Home for sale at $1,300,000 with 3,945 sqft. 7786 SW 188th Ter has 5 bedrooms, 4.0 baths, and was built in 2005. The property's zip code is 33157 which is in Cutler Bay, FL

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