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11294 BERNING TERRACE Oxford, FL $ 440,000
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$ 440,000 Get more info
11294 BERNING TERRACE
$ 440,000
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Recently Listed
Open House 1/10 10am - 12pm
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11294 BERNING TERRACE

Oxford, FL, 34484
$ 440,000
Bedrooms3 Baths2.0 Sq 1,970

Monthly Estimate*

$ 2,709

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Single Family Home for sale in Oxford, FL

for $440,000 with 3 bedrooms and 2 full baths. This 1,970 square foot home was built in 2020 on a lot size of 0.21.

Welcome to this beautiful Designer Begonia home located in the desirable Oxford Oaks community, featuring an OPEN FLOOR PLAN with a sought-after SPLIT-BEDROOM layout that provides both comfort and privacy. HIGH CEILINGS enhance the spacious feel, while LUXURY VINYL PLANK FLOORING flows throughout the main living areas, with carpeting in the bedrooms for added comfort. The front bedroom features a charming BAY WINDOW, adding character, natural light, and flexible living space. The large chef’s kitchen is a true standout, featuring CORIAN COUNTERTOPS, a TILE BLACKSPLASH, and STAINLESS-STEEL APPLIANCES, and it opens seamlessly to the living and dining areas—ideal for both everyday living and entertaining. Additional interior highlights include an INTERIOR LAUNDRY ROOM with UTILITY SINK, CROWN MOLDING, ATTIC STAIRS with storage, and numerous thoughtful upgrades throughout the home. Step outside to enjoy ENHANCED LANDSCAPING and a PAINTED DRIVEWAY, along with an ENCLOSED LANAI with ELECTRIC SHADES that creates a versatile indoor-outdoor living space. The garage is finished with EPOXY FLOORING, and smart-home features include a RING DOORBELL and DRIVEWAY CAMERA. Additional upgrades include a WATER SOFTNER, EXTERIOR LIGHTING, and more. Located in the family-friendly Oxford Oaks community with low HOA fees, residents enjoy access to outstanding amenities including a community pool, playground, tennis courts, and pickleball courts. Shopping and restaurants are just minutes away, making this home as convenient as it is inviting.

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Open House

1/10/2026 10:00 AM - 12:00 PM
1/11/2026 10:00 AM - 12:00 PM
11294 BERNING TERRACE Oxford, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Active

Price

$ 440,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 356

Style

Single Family Residence

Lot Size

0.21

Year Built

2020

Town/City

Oxford

County/Region

Sumter

MLS | Web ID

OM716212
Features
General
Sewer Public Sewer
Heating Baseboard
Cooling Central Air
Utilities Electricity Connected Sewer Connected Sprinkler Recycled Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Microwave Range Refrigerator Washer
Zoning RESI
HOA Fee 659.64
Garage Spaces 2
Association Fee Includes Community Pool Pool Maintenance
Patio/Porch Features Enclosed Front Porch Patio
Security Features Smoke Detector(s)
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 2020
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Community Mailbox Deed Restrictions Golf Carts OK Irrigation-Reclaimed Water Playground Sidewalks Tennis Court(s)
Assoc Fee Paid Per Annually
County Sumter
New Construction false
Property Type Residential
Association Amenities Basketball Court Pickleball Court(s) Playground Tennis Court(s)
Attached Garage true
Subdivision Name OXFORD OAKS PH 2
Facing Direction West
Garage Y/N true
Green Water Conservation Irrigation-Reclaimed Water
Total Rooms 8
Full Baths 2
Status Active
Directions From US Hwy 301 & CR 466. Head South on 301. Turn right at the Entrance of Oxford Oaks onto Oxford Oaks Lane Right on Berning Terrace.
City OXFORD
Association Name The Villages Community Property Mgmt/Marie Clark
Senior Community Y/N false
MLS Area 34484 - Oxford
Lot Size Units Square Feet
Lot Size Square Feet 9304
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 356
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.dropbox.com/scl/fi/fv4llknyzst3s2l4025yl/Jeff-Beatty-Debbie-Gallina-12294-Berning-Terrace-Oxford-FL.mp4?rlkey=nruxgww52h5yq41lerrb30oyh&e=1&st=penfrbu7&dl=0
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 342
Legal Description LOT 342 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 54.97
Additional Rooms Great Room Inside Utility
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System
Vegetation Mature Landscaping
Parking Features Golf Cart Garage
Lot Features Sidewalk
Water Source Public
Lot Size Area 9304
Foundation Details Slab
Building Area Total 2890
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Sally Love Real Estate

Broker

star_amador@yahoo.com

Email

Affordability Calculator

$2,739
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,709
Monthly Property Taxes
$30
Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/7/2026$440,000 Listed Price

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11294 BERNING TERRACE, Oxford, FL, 34484 is a Single Family Home for sale at $440,000 with 1,970 sqft and a lot size of 0.21. 11294 BERNING TERRACE has 3 bedrooms, 2.0 baths, and was built in 2020. The property's zip code is 34484 which is in Oxford, FL

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