503 Useppa Captiva, FL $ 695,000
503 Useppa
$ 695,000
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503 Useppa

Captiva, FL, 33924
$ 695,000
Bedrooms3 Baths2.0 Sq 1,362

Monthly Estimate*

$ 4,279

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Townhouse for sale in Captiva, FL

for $695,000 with 3 bedrooms and 2 full baths. This 1,362 square foot townhouse was built in 1980 on a lot size of 0.063.

Located on the northwest shoreline of private Useppa Island, #503 is a 3 bedroom, 2 bath attached villa with water views and easy access to the best boating in southwest Florida. This unit is off the main thoroughfare, offering more privacy than others while still being a short golfcart ride away from Useppa Island Club & Marina's restaurant and pool facilities. Useppa Island itself is a private island, available only to Useppa Island Club & Marina members and property owners, offering further exclusivity and privacy for those who have access to it. #503 still features some of the original features from its 1980 construction, with functional updates performed during the longtime owner's use, such as electric hurricane shutters for the sliding glass doors, new HVAC, new water heater, new washer/dryer and other upgrades to the living space and finishes. The living room features a cathedral ceiling, fireplace and huge views of the water through sliding doors which lead to the screen porch. On the eastern side of the first living floor is the Master Bedroom, with en-suite bath and direct access to an open deck. The two guest rooms and shared full bathroom are upstairs, creating separation between guests and family while presenting the potential for alternative uses such as a home office. The western guest room has access to an open balcony overlooking the water, where daily sunset performances can be observed from an elevated perspective. Ownership of #503 comes with the cost-free right to dock one boat 24' or less at the Useppa Village Community Dock, located about 400' away to the west. With desirable boating locations such as Cabbage Key, Cayo Costa, Boca Grande within 5 miles of the cottage, its owner will have easy access to the best boating, beaches and fishing southwest Forida has to offer. This unit presents an opportunity to enter into an island lifestyle for well under $1m. Property ownership on Useppa Island requires a Resident Membership to Useppa Island Club & Marina. The Club is under new ownership as of late 2024 and the Club facilities are currently undergoing a multi=million-dollar renovation plan. Buyers are responsible for performing their own due diligence with respect to Useppa Island Club & Marina's operating status, fees and policies as they are all subject to change.

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Townhouse Active

Price

$ 695,000

Bedrooms

3

Full Bath

2

Property Type

Townhouse

Taxes

$ 6,565

Style

Attached

Lot Size

0.063

Year Built

1980

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2026000709

Features
Interior
Interior Amenities BreakfastBar FamilyDiningRoom Fireplace LivingDiningRoom MainLevelPrimary TubShower WindowTreatments SplitBedrooms
Flooring Carpet Laminate Other
Furnished Y/N Partially
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Other ImpactGlass WindowCoverings
Fireplace Y/N Y
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Bathroom GuestQuarters Other ScreenedPorch
Total Baths 2
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General
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir Electric
Utilities CableNotAvailable UndergroundUtilities
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer Microwave Refrigerator SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 0.0
Association Fee Includes Other RecreationFacilities RoadMaintenance StreetLights Trash
Patio/Porch Features Balcony Deck Lanai Open Patio Porch Screened
Architectural Style Florida TwoStory Duplex
Pool Features Community
Construction Materials VinylSiding WoodFrame
Pets Allowed Call Conditional
Year Built 1980
View Bay Landscaped Mangroves PartialBuildings Water
Stories Count 2
Levels Two
Property Subtype Attached
Tax Year 2024
Ownership Single Family
Development Name USEPPA ISLAND
Waterfront Features None AcrossTheRoadWaterFrontage
Community Features BoatFacilities StreetLights
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities BocceCourt BoatDock FitnessCenter Other PrivateMembership Pool Restaurant SpaHotTub SeeRemarks TennisCourts Trails
HOA N
Attached Garage N
Subdivision Name USEPPA ISLAND
Facing Direction Southeast
Garage Y/N N
Other Structures GuestHouseAttached
Total Rooms 0
Full Baths 2
Status Active
Directions Bayshore/Pine Island Rd. west from I-75. At four way intersection of Pine Island Rd. and Stringfellow Rd turn north onto Stringfellow Rd. After about 7 miles Bocilla Marina will be on the left. Club
City Useppa Island
Disclosures DeedRestriction OwnerHasFloodInsurance RvRestrictions
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N Y
Land Lease Y/N N
Tax Annual Amount 6565.21
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026000709
Structure Type Duplex
Standard Status Active
Property Sub Type Additional Attached Duplex Villa
Legal Description USEPPA VILLAGE E 1/2 LOT VI AS DESC IN OR 1619 - 1685
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck Other Patio Storage ShuttersElectric
Lot Features IrregularLot
Water Source Public Public
Lot Size Area 0.063
Horses N
Foundation Details PillarPostPier Raised
Spa N
Irrigation/Water Rights N
Building Area Total 2069.0
Lot Dimensions 28 x 103 x 20 x 104
Lot Size Acres 0.063
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 0.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Jim Fischer

Listing Agent

Century 21 Sunbelt Realty

Broker

jim@jimfischerrealtor.com

Email

Affordability Calculator

$4,826
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,279
Monthly Property Taxes
$547
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/7/2026$695,000 Listed Price

Map


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503 Useppa, Captiva, FL, 33924 is a Townhouse for sale at $695,000 with 1,362 sqft and a lot size of 0.063. 503 Useppa has 3 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 33924 which is in Captiva, FL