522 garfield Street Osceola, IN $ 199,500
522 garfield Street
$ 199,500
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522 garfield Street

Osceola, IN, 46561
$ 199,500
Bedrooms1 Baths1.0 Sq 764

Monthly Estimate*

$ 1,228

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Single Family Home for sale in Osceola, IN

for $199,500 with 1 bedroom and 1 full bath. This 764 square foot home was built in 1935 on a lot size of 0.07.

Imagine coming home to peaceful water views and gentle rhythm of the ST. Joseph River . This charming one-story waterfront home sits on Baugo Bay, offering a cozy retreat filled with character and warmth. Built in 1935, the home features one bedroom, one bathroom, and approximately 764 square feet of inviting living space, plus a basement for added storage, a deck, a pierre, 1 car detached garage Whether you're sipping your morning coffee by the water, enjoying quiet evenings, or looking for a weekend escape, this home delivers a rare opportunity to own a piece of river front living. All appliances stay, making it easy to move in and start enjoying the lifestyle right away. ( Contingent upon seller finding suitable housing . )

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Single Family Active

Price

$ 199,500

Bedrooms

1

Full Bath

1

Property Type

Single Family

Taxes

$ 406

Style

Ranch

Lot Size

0.07

Year Built

1935

Town/City

Osceola

County/Region

St Joseph

MLS | Web ID

202600569

Features
General
Sewer Septic
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Basement
Fireplaces No
Water Access Type Riverfront
Garage Detached
Amenities Deck Open Garage Door Opener
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1935
New Construction No
Subdivision None
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 91
REO No
Status Detail 0
Common Amenities None
Dining Room Level Main
Area St. Joseph County
Location Rural
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Architctural Style Ranch
Total Sq Ft 764
Elementary School Moran
Middle School Grissom
Legal Description LOT 8 BARNES 2ND
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202600569
Agent First Name Jenniffer
Agent Last Name Panzo-Hernandez
DOM 0
Tax Year 2025
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Exterior
Road Surface Gravel
Road Access County
Exterior Aluminum Vinyl
Water Frontage 34
Driveway Gravel
Pool No
Waterfront River
Garage Length 14
Garage Width 18
Lot Size Area 3128
Lot Dimensions 34x92
Lot Description Waterfront
Fence None
Water Features Pier/Dock
Garage Capacity 1
Waterfront Y/N Yes
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Interior
Basement Full Basement
Flooring Carpet
Beds 1
Total Rooms 5
Dining Room Length 14
Dining Room Width 5
Fireplace Living/Great Rm
Living Room Width 17
Other Room 1 Description bathroom
Other Room 2 Description other room basement
Living Room Length 28
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 1
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 10
Extra Room Description hall
Extra Room Length 2
Extra Room Level Main
Extra Room Width 3
Basement Material Poured Concrete
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* Excluded Features
List By
Jenniffer Panzo-Hernandez

Listing Agent

Realty Of America Llc

Broker

jenpanzohernandez@gmail.com

Email

Affordability Calculator

$1,262
Per Month
97%
3%
0%
Monthly Principal & Interest
$1,228
Monthly Property Taxes
$34
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236011 Elementary School
1235736 Middle School
Penn High School High School
Pricing History
DatePricePrice ChangeDescription
1/7/2026$199,500 Listed Price

Map


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522 garfield Street, Osceola, IN, 46561 is a Single Family Home for sale at $199,500 with 764 sqft and a lot size of 0.07. 522 garfield Street has 1 bedrooms, 1.0 baths, and was built in 1935. The property's zip code is 46561 which is in Osceola, IN