306 Ottawa Street Bay City, MI $ 90,000
306 Ottawa Street
$ 90,000
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306 Ottawa Street

Bay City, MI, 48706
$ 90,000
Bedrooms4 Baths1.1 Sq 2,436

Monthly Estimate*

$ 554

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Single Family Home for sale in Bay City, MI

for $90,000 with 4 bedrooms and 1 full bath, 1 half bath. This 2,436 square foot home was built in 1920 on a lot size of 0.31.

Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you're a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.

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Single Family Active

Price

$ 90,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,680

Style

Traditional

Lot Size

0.31

Year Built

1920

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050196974

Features
General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Possession ClosePlus30Days
Garage Spaces 0.0
Architectural Style Traditional
Pool Features None
Construction Materials VinylSiding
Year Built 1920
Levels OneandOneHalf
Property Subtype SingleFamilyResidence
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name N/A
Garage Y/N N
Total Rooms 5
Full Baths 1
Status Active
City BayCityCity_Bay
Disclosures TaxesHomesteadExempt
Senior Community Y/N N
High School District BayCity
MLS Area Area92102BayCity
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1680.39
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description COM AT SE COR MARCHAND & OTTAWA STS TH ELY ON MARCHAND ST 135 FT TH SLY 100 FT TH WLY PAR TO MARCHAND ST 135 FT TH NLY ON OTTAWA ST 100 FT TO BEG SEC 16 T14N R5E
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Exterior
Water Source Public
Foundation Details Basement
Spa N
Lot Dimensions 100x135
Lot Size Acres 0.31
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1490.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 946.0
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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Internal Only
Street Number 1 306
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* Excluded Features
List By
Chance Owen

Listing Agent

Bay Realty Michigan

Broker

(989) 493-0948

Phone

Affordability Calculator

$694
Per Month
80%
20%
0%
Monthly Principal & Interest
$554
Monthly Property Taxes
$140
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909319 Elementary School
4909818 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/6/2026$90,000 Listed Price

Map


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306 Ottawa Street, Bay City, MI, 48706 is a Single Family Home for sale at $90,000 with 2,436 sqft and a lot size of 0.31. 306 Ottawa Street has 4 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 48706 which is in Bay City, MI