306 Ottawa Street Bay City, MI $ 90,000
306 Ottawa Street
$ 90,000
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306 Ottawa Street

Bay City, MI, 48706
$ 90,000
Bedrooms4 Baths1.1 Sq 1,490

Monthly Estimate*

$ 554

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Single Family Home for sale in Bay City, MI

for $90,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,490 square foot home was built in 1920 on a lot size of 0.31.

Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you’re a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.

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Single Family Active

Price

$ 90,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,680

Style

Traditional

Lot Size

0.31

Year Built

1920

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50196974

Features
General
Heating Forced Air
Possession Close Plus 30 Days
Water Public Water
Status Active Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1920
Subdivision N/A MI
Style Traditional
County Bay
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Bay City
Sale/Rent For Sale
Status Detail 0
Structure Style 1 1/2 Story
Area Bay City (09016)
Primary City Bay City
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description COM AT SE COR MARCHAND & OTTAWA STS TH ELY ON MARCHAND ST 135 FT TH SLY 100 FT TH WLY PAR TO MARCHAND ST 135 FT TH NLY ON OTTAWA ST 100 FT TO BEG SEC 16 T14N R5E
DOM 2
Postal Code 48706
Price Per Sq Ft Total AG 60.4
Public Remarks Well-maintained West-side 4-bedroom home offering space updates and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout
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Exterior
Exterior Vinyl Siding
Frontage 0
Lot Size Area 0.31
Pool (Y/N) No
Lot Dimensions 100x135
Waterfront Y/N No
Frontage Type Road
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Interior
Bedroom 3 Level Second
Bedroom 1 Level First
Bedroom 2 Level First
Beds 4
Fireplace? No
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* Excluded Features
List By
Chance Owen

Listing Agent

Bay Realty Michigan

Broker

chancemowenrealtor@gmail.com

Email

Affordability Calculator

$694
Per Month
80%
20%
0%
Monthly Principal & Interest
$554
Monthly Property Taxes
$140
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/6/2026$90,000 Listed Price

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306 Ottawa Street, Bay City, MI, 48706 is a Single Family Home for sale at $90,000 with 1,490 sqft and a lot size of 0.31. 306 Ottawa Street has 4 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 48706 which is in Bay City, MI