95045 BERMUDA Drive Fernandina Beach, FL $ 639,000
95045 BERMUDA Drive
$ 639,000
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95045 BERMUDA Drive

Fernandina Beach, FL, 32034
$ 639,000
Bedrooms3 Baths2.1 Sq 2,371

Monthly Estimate*

$ 3,934

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Single Family Home for sale in Fernandina Beach, FL

for $639,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,371 square foot home was built in 2006 on a lot size of 0.38.

Located in the gated Amelia National community, set on a newly updated Tom Fazio-designed golf course, this thoughtfully designed single-story home offers privacy, space, and a lifestyle buyers are searching for. Set on an oversized .38-acre lot backing to protected conservation, the setting is quiet and serene with no rear neighbors. Inside, the home features 10-foot ceilings, crown molding, and durable 18-inch tile flooring throughout the main living areas. The kitchen is designed for both function and entertaining, with quartz countertops, 42-inch cabinetry, stainless steel appliances, a gas range, and custom glass-front details. The open layout flows into the living area. The primary suite offers a large walk-in closet, dual vanities, and a spacious bath. An additional flex room provides options for a home office, workout space, den, or potential fourth bedroom. Step outside to a generous covered outdoor living area overlooking the conservation backdropideal for relaxing or hosting guests. Amelia National residents enjoy a well-maintained golf course community with a private clubhouse, resort-style pool, tennis courts, and fitness amenities, all just a short walk away. A lifestyle membership to Amelia National Golf & Country Club is required. This home combines low-maintenance living, flexible space, and one of the most desirable settings in Nassau County.

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Single Family Active

Price

$ 639,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,425

Style

Single Family Residence

Lot Size

0.38

Year Built

2006

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2123710

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Open Floorplan Primary Bathroom -Tub with Separate Shower
Flooring Carpet Tile
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Gas Range Microwave Refrigerator Washer Water Softener Owned
HOA Fee 976.0
Garage Spaces 2.0
Patio/Porch Features Rear Porch Screened
Security Features Gated with Guard
Construction Materials Frame Stucco
Year Built 2006
View Protected Preserve
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 262N28006A00420000
Community Features Restaurant Gated
HOA Fee 2 4100.0
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Tennis Court(s)
HOA Y
Attached Garage N
Subdivision Name Amelia National
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions SR 200 (A1A) to Amelia Concourse. Turn in to Amelia National. Go through Guard gate and take the second right turn on to Bermuda. Home will be on your left.
City Fernandina Beach
Association Name Lifestyle Membership Amelia National Club
Senior Community Y/N N
Zoning Description PUD
MLS Area 472-Oneil/Nassaville/Holly Point
Lot Size Units Acres
Lot Size Square Feet 16552.8
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Spa Features Community
HOA Fee 2 Frequency Annually
Property Attached Y/N N
Tax Annual Amount 1425.99
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD Y
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Exterior
Parking Features Garage Garage Door Opener
Water Source Public
Lot Size Area 0.38
Spa N
Lot Size Acres 0.38
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 95045
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* Excluded Features
List By
One Sotheby's International Realty

Broker

dhulett@onesothebysrealty.com

Email

Affordability Calculator

$4,053
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,934
Monthly Property Taxes
$119
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/15/2026$639,000 -1.68% Price Down
1/6/2026$649,900 Listed Price

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95045 BERMUDA Drive, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $639,000 with 2,371 sqft and a lot size of 0.38. 95045 BERMUDA Drive has 3 bedrooms, 2.1 baths, and was built in 2006. The property's zip code is 32034 which is in Fernandina Beach, FL