634 Cottonwood Drive Richmond, KY ^$ 199,900

634 Cottonwood Drive

^$ 199,900

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634 Cottonwood Drive

Richmond, KY, 40475

^$ 199,900

Bedrooms3 Baths1.0 Sq 1,092

Monthly Estimate*

^$ 1,231

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Single Family Home for sale in Richmond, KY

for $199,900 with 3 bedrooms and 1 full bath. This 1,092 square foot home was built on a lot size of 0.32.

Affordable living at its finest! This charming and practical all brick ranch home features 3 bedrooms and 1 full bathroom. The seller has replaced all of the flooring with LVT so issues with allergies. The kitchen and bathroom are fully updated with white shaker style cabinetry and stainless steel appliances. Other updates within the past 5 years include roof, water heater, HVAC.

Single Family Active

Price

^$ 199,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Ranch

Lot Size

0.32

Town/City

Richmond

County/Region

Madison

MLS | Web ID

26000023

Features

General

Sewer Public Sewer

Heating Heat Pump

Cooling Heat Pump

Utilities Cable Available Electricity Connected Sewer Connected Water Connected

Possession Close Of Escrow

Roof Dimensional Style

Appliances Dishwasher Dryer Range Refrigerator Washer

Patio/Porch Features Patio Side Patio

Architectural Style Ranch

Construction Materials Brick Veneer

Year Built 9999

Levels One

Property Subtype Single Family Residence

Parcel Number R014-0002-0044

County Madison

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Old South Estates

Garage Y/N N

Other Structures Shed(s)

Total Rooms 7

Full Baths 1

Status Active

Directions Cottonwood from Four Mile Road in town.

High School Madison Central

City Richmond

High School District Madison County - 8

MLS Area 008 - Madison County

Lot Size Units Acres

Lot Size Square Feet 13728.0

Carport Y/N N

Elementary School Daniel Boone

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School Clark-Moores

MLS Area Minor 008 - Madison County

Lease Considered Y/N N

Rent Control Y/N N

Structure Type House

Standard Status Active

Senior Community None

Exterior

Fencing Partial

Parking Features Driveway Off Street

Water Source Public

Lot Size Area 0.32

Foundation Details Slab

Building Area Total 1092.0

Lot Size Acres 0.32

Lot Size Source Public Records

Waterfront Y/N N

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Interior

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Insulated Windows

Fireplace Y/N N

Above Grade Finished Area 1092.0

Half Baths 0

Laundry Features Electric Dryer Hookup Main Level

Total Bedrooms 3

Below Grade Finished Area 0.0

Total Baths 1

Heating-Heat Pump True

Internal Only

Street Number 1 634

* Excluded Features

List By

Berkshire Hathaway Homeservices Foster Realtors

Broker

amanda@marcumsold.com

Affordability Calculator

$1,231

Per Month

Monthly Principal & Interest: $1,231
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Richmond, KY

Average List Price ^$423,217

Percent of Sale Price 112%

About Richmond, KY

35,074 Population

28% Since 2002

^$36,610 Median Income

30.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289744 Elementary School

3292817 Middle School

Madison Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/6/2026	$199,900		Listed Price

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634 Cottonwood Drive, Richmond, KY, 40475 is a Single Family Home for sale at $199,900 with 1,092 sqft and a lot size of 0.32. 634 Cottonwood Drive has 3 bedrooms and 1.0 baths. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/12/2026.

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634 Cottonwood Drive

Single Family Home for sale in Richmond, KY

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