4490 Harbor Bend Drive Captiva, FL $ 1,450,000
4490 Harbor Bend Drive
$ 1,450,000
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4490 Harbor Bend Drive

Captiva, FL, 33924
$ 1,450,000
Bedrooms3 Baths2.0 Sq 1,841

Monthly Estimate*

$ 8,928

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Single Family Home for sale in Captiva, FL

for $1,450,000 with 3 bedrooms and 2 full baths. This 1,841 square foot home was built in 1982 on a lot size of 0.431.

The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!

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Single Family Active

Price

$ 1,450,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 14,627

Style

MultiLevel, TwoStory

Lot Size

0.431

Year Built

1982

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2026000708

Features
Interior
Interior Amenities BreakfastBar LivingDiningRoom ShowerOnly SeparateShower VaultedCeilings
Flooring Other Tile
Furnished Y/N Partially
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung ImpactGlass
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Room Type Den GreatRoom
Total Baths 2
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General
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableNotAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Disposal IceMaker Microwave Range Refrigerator RefrigeratorWithIceMaker Washer
HOA Fee 1580.0
Garage Spaces 0.0
Association Fee Includes Trash
Patio/Porch Features Deck
Architectural Style MultiLevel TwoStory
Pool Features Community
Construction Materials WoodSiding WoodFrame
Pets Allowed Yes
Year Built 1982
View Bay Landscaped Mangroves Partial TreesWoods
Stories Count 2
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name SAFETY HARBOR CLUB
Waterfront Features BayAccess
Community Features BoatFacilities NonGated
HOA Fee 2 0.0
Assoc Fee Paid Per Quarterly
County Lee
New Construction N
Property Type Residential
Association Amenities BeachRights BoatDock BeachAccess Marina Pickleball Pool Restaurant TennisCourts
HOA Y
Attached Garage N
Subdivision Name SAFETY HARBOR CLUB
Facing Direction East
Garage Y/N N
Full Baths 2
Status Active
Directions Take the ferry to North Captiva. Follow Escondido Lane to Harbor Bend Dr. Turn left onto Harbor Bend Dr. Follow Harbor Bend Dr to the house. The house will be on the left.
City Upper Captiva
Disclosures OwnerHasFloodInsurance
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description PUD
MLS Area CI02 - Upper Captiva Island
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 14627.09
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026000708
Standard Status Active
Tax Lot 42
Property Sub Type Additional SingleFamilyResidence
Legal Description SAFETY HARBOR CLUB PB 34 PG 33 LOT 42
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck SecurityHighImpactDoors
Lot Features IrregularLot
Water Source Public Public
Lot Size Area 0.431
Horses N
Foundation Details PillarPostPier
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 2077.0
Lot Dimensions 80 x 316 x 64 x 314
Lot Size Acres 0.431
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 0.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Mark Muller

Listing Agent

Resort Properties Internationa

Broker

homes@northcaptiva.net

Email

Affordability Calculator

$10,147
Per Month
88%
12%
0%
Monthly Principal & Interest
$8,928
Monthly Property Taxes
$1,219
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/6/2026$1,450,000 Listed Price

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4490 Harbor Bend Drive, Captiva, FL, 33924 is a Single Family Home for sale at $1,450,000 with 1,841 sqft and a lot size of 0.431. 4490 Harbor Bend Drive has 3 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 33924 which is in Captiva, FL