1426 SW 12TH TERRACE Cape Coral, FL $ 639,000
1426 SW 12TH TERRACE
$ 639,000
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1426 SW 12TH TERRACE

Cape Coral, FL, 33991
$ 639,000
Bedrooms3 Baths3.0 Sq 2,137

Monthly Estimate*

$ 3,934

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Single Family Home for sale in Cape Coral, FL

for $639,000 with 3 bedrooms and 3 full baths. This 2,137 square foot home was built in 2025 on a lot size of 0.23.

Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living. Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, ideal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation. Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.

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Single Family Active

Price

$ 639,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,420

Style

Ranch

Lot Size

0.23

Year Built

2025

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

C7519078

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Sprinkler Recycled Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Zoning R1
HOA Fee 0
Garage Spaces 2
Patio/Porch Features None
Architectural Style Ranch
Pool Features In Ground Screen Enclosure
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2025
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Canal - Freshwater
County Lee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
City CAPE CORAL
Senior Community Y/N false
MLS Area 33991 - Cape Coral
Lot Size Units Square Feet
Lot Size Square Feet 9975
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4420
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7519078
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 29
Legal Description CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
Water View Canal
Water Access Type Canal - Freshwater
Minimum Lease No Minimum
Water Access Y/N true
HOA Monthly Maintenance 0
Additional Rooms Den/Library/Office
Water View Y/N true
Flood Zone Code X500
DockY/N true
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Interior
Interior Amenities Dry Bar High Ceilings Open Floorplan Primary Bedroom Main Floor Split Bedroom Thermostat Walk-In Closet(s)
Flooring Carpet Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Private Mailbox
Vegetation Trees/Landscaped
Fencing Chain Link
Parking Features Driveway Garage Door Opener
Water Source Public
Lot Size Area 9975
Foundation Details Slab
Spa false
Building Area Total 2137
Lot Dimensions 80 x 125
Lot Size Acres 0.23
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
Number of Lots 1
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Sellstate Excelsior Realty

Broker

sunshinehomesbyshelley@gmail.com

Email

Affordability Calculator

$4,303
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,934
Monthly Property Taxes
$368
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/6/2026$639,000 Listed Price

Map


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1426 SW 12TH TERRACE, Cape Coral, FL, 33991 is a Single Family Home for sale at $639,000 with 2,137 sqft and a lot size of 0.23. 1426 SW 12TH TERRACE has 3 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 33991 which is in Cape Coral, FL