1426 SW 12th Terrace Cape Coral, FL $ 634,499
1426 SW 12th Terrace
$ 634,499
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1426 SW 12th Terrace

Cape Coral, FL, 33991
$ 634,499
Bedrooms4 Baths3.0 Sq 2,137

Monthly Estimate*

$ 3,907

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Single Family Home for sale in Cape Coral, FL

for $634,499 with 4 bedrooms and 3 full baths. This 2,137 square foot home was built in 2016 on a lot size of 0.229.

Southern rear sun exposure and tranquil freshwater canal views set the stage for relaxed waterfront living in desirable Southwest Cape Coral. This beautifully maintained residence offers a comfortable blend of natural light, thoughtful design, and everyday functionality, creating a home that feels both welcoming and serene. Built in 2016 and meticulously cared for, the property features 2,137 square feet of living space and a highly desirable split-bedroom floor plan. With four true bedrooms, the layout provides flexibility for family living, guest accommodations, a home office, or creative space. Mature landscaping, a decorative driveway, and a clean stucco exterior reflect the pride of ownership and provide attractive curb appeal from the moment you arrive. Inside, the spacious great room is highlighted by volume and tray ceilings, abundant natural light, and calming canal views that serve as a beautiful backdrop to the main living area. The open-concept design flows effortlessly between the living room, dining space, and kitchen, creating an inviting environment ideal for entertaining or simply enjoying daily life. Flooring throughout includes a practical combination of tile, laminate, and carpet, providing durability while maintaining warmth and comfort. The kitchen is designed with both function and connection in mind, offering generous cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Its open layout allows hosts to remain engaged with family and guests while preparing meals. The primary suite serves as a peaceful private retreat featuring tranquil water views and generous space. The en-suite bathroom includes dual vanities, a jetted soaking tub, and a separate walk-in shower. Additional bedrooms are well-sized and positioned to provide both privacy and versatility for a variety of lifestyle needs. Outdoor living truly shines here. The below-ground concrete pool overlooks the freshwater canal and is complemented by an existing seawall and an oversized composite dock. Whether kayaking, paddleboarding, fishing, or simply relaxing poolside, this outdoor setting offers a true Florida waterfront experience. Southern rear exposure ensures sunlight across the pool area throughout the day, enhancing both enjoyment and natural light. Additional highlights include impact-resistant windows and doors, manual storm shutters, a two-car attached garage, automatic irrigation, and a dedicated laundry room with a utility tub. All water, sewer, and irrigation assessments have been fully paid. Situated in a non-gated neighborhood with no HOA fees, the home provides convenient access to shopping, dining, schools, and major roadways while maintaining a quiet residential setting. Move-in ready and exceptionally maintained, this property presents a wonderful opportunity for full-time living, a seasonal getaway, or a peaceful waterfront lifestyle in Southwest Cape Coral.

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Single Family Active

Price

$ 634,499

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,420

Style

Ranch, One Story

Lot Size

0.229

Year Built

2016

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025024887

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete In Ground Pool Equipment
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2016
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Canal Access Seawall
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
Directions Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
City Cape Coral
Disclosures RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 4420
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025024887
Standard Status Active
Tax Lot 29
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Bathtub Tray Ceiling(s) Dual Sinks Eat-in Kitchen Family/Dining Room High Ceilings Jetted Tub Living/Dining Room Main Level Primary Separate Shower Split Bedrooms
Flooring Carpet Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup Inside Laundry Tub
Total Bedrooms 4
Entry Level 0
Room Type Den None Screened Porch Great Room
Total Baths 3
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Exterior
Exterior Amenities Fence Security/High Impact Doors Sprinkler/Irrigation Shutters Manual
Parking Features Attached Garage Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.229
Spa false
Building Area Total 2664
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.229
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Shelley Gentry

Listing Agent

Sellstate Excelsior Realty

Broker

sunshinehomesbyshelley@gmail.com

Email

Affordability Calculator

$4,275
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,907
Monthly Property Taxes
$368
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/11/2026$634,499 -0.24% Price Down
2/25/2026$635,999 Listed Price

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1426 SW 12th Terrace, Cape Coral, FL, 33991 is a Single Family Home for sale at $634,499 with 2,137 sqft and a lot size of 0.229. 1426 SW 12th Terrace has 4 bedrooms, 3.0 baths, and was built in 2016. The property's zip code is 33991 which is in Cape Coral, FL