1426 SW 12th Terrace
Cape Coral, FL, 33991 $ 639,000
Bedrooms3 Baths3.0 Sq 2,137 Monthly Estimate*
$ 3,934
for $639,000 with 3 bedrooms and 3 full baths. This 2,137 square foot home was built in 2016 on a lot size of 0.229.
Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living. Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation. Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
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FeaturesInteriorInterior Amenities BreakfastBar Bathtub TrayCeilings DualSinks EatInKitchen FamilyDiningRoom HighCeilings JettedTub LivingDiningRoom MainLevelPrimary SeparateShower SplitBedrooms
Flooring Carpet Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung ImpactGlass
Fireplace Y/N N
Half Baths 0
Laundry Features WasherHookup DryerHookup Inside LaundryTub
Total Bedrooms 3
Entry Level 0
Room Type Den None ScreenedPorch GreatRoom
Total Baths 3
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GeneralSewer AssessmentPaid
Heating Central Electric
Cooling CentralAir Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete InGround PoolEquipment
Security Features SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2016
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess Seawall
Community Features NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions Head southwest on FL-78 W toward SW 14th Ave Turn left onto Chiquita Blvd Turn left onto SW 10th St Turn right onto SW 15th Ave SW 15th Ave turns left and becomes SW 12th Terrace
City Cape Coral
Disclosures RvRestrictions
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4420.0
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025024887
Standard Status Active
Tax Lot 29
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 63 BLK 4353 PB 21 PG 69 LOTS 29 + 30
HOA Fee 3 0.0
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ExteriorExterior Amenities Fence SecurityHighImpactDoors SprinklerIrrigation ShuttersManual
Parking Features Attached Garage GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Assessment Paid
Lot Size Area 0.229
Horses N
Spa N
Irrigation/Water Rights Y
Building Area Total 2664.0
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.229
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByShelley GentryListing Agent
Sellstate Excelsior RealtyBroker
sunshinehomesbyshelley@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,934
- Monthly Property Taxes
- $368
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cape Coral, FL
Average List Price $611,385
Percent of Sale Price 4%
About Cape Coral, FL 184,744 Population
76% Since 2002
$ 54,021 Median Income
44.67 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/6/2026 | $639,000 | | Listed Price |