20870 N River Ridge Drive Bristol, IN $ 998,000
20870 N River Ridge Drive
$ 998,000
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20870 N River Ridge Drive

Bristol, IN, 46507
$ 998,000
Bedrooms4 Baths3.1 Sq 4,680

Monthly Estimate*

$ 6,145

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Single Family Home for sale in Bristol, IN

for $998,000 with 4 bedrooms and 3 full baths, 1 half bath. This 4,680 square foot home was built in 2000 on a lot size of 0.597.

A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedroomsideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.

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Single Family Active

Price

$ 998,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 7,778

Style

French Provincial

Lot Size

0.597

Year Built

2000

Town/City

Bristol

County/Region

Elkhart

MLS | Web ID

202600272

Features
General
Sewer Septic
Heating Gas Forced Air
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Riverfront
Garage Attached
Amenities Attic-Walk-up Balcony Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Stone Deck on Waterfront Detector-Smoke Disposal Eat-In Kitchen Fire Sprinkler System Foyer Entry Garage Door Opener Gene
Status Active Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 2000
New Construction No
Subdivision None
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 26
REO No
Status Detail 0
Area Elkhart County
High School Elkhart
City Bristol
School District Elkhart Community Schools
HOA Fees $ 750
Architctural Style French Provincial
Total Sq Ft 5797
Elementary School Eastwood
Middle School Pierre Moran
Legal Description NORTH RIVER RIDGE SUB LOT 3
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202600272
Agent First Name Wendy
Agent Last Name Echartea
DOM 0
Tax Year 2026
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Interior
Basement Full Basement Walk-Out Basement Finished Outside Entrance
Fireplace(s) 2
Flooring Hardwood Floors Carpet
Beds 4
Total Rooms 17
Fireplace Living/Great Rm Rec Rm Wood Burning Basement Gas Starter
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 1
Below Grade Baths 2
Below Grade Bedrooms 3
Full Baths Below Grade 2
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 14
2nd Bedroom Level Lower
2nd Bedroom Width 11
3rd Bedroom Length 16
3rd Bedroom Level Lower
3rd Bedroom Width 12
4th Bedroom Length 14
4th Bedroom Level Lower
4th Bedroom Width 12
Basement Material Poured Concrete
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Exterior
Exterior Brick Shingle Vinyl
Water Frontage 120
Driveway Pavers
Pool No
Waterfront River
Garage Length 50
Garage Width 40
Lot Size Area 26005
Lot Dimensions 130 x 200
Lot Description Cul-De-Sac Waterfront
Garage Capacity 6
Waterfront Y/N Yes
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* Excluded Features
List By
Wendy Echartea

Listing Agent

Berkshire Hathaway Homeservices Elkhart

Broker

wendyechartea@bhhsni.com

Email

Affordability Calculator

$6,793
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,145
Monthly Property Taxes
$648
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235643 Elementary School
1237170 Middle School
Elkhart High School High School
Pricing History
DatePricePrice ChangeDescription
1/5/2026$998,000 Listed Price

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20870 N River Ridge Drive, Bristol, IN, 46507 is a Single Family Home for sale at $998,000 with 4,680 sqft and a lot size of 0.597. 20870 N River Ridge Drive has 4 bedrooms, 3.1 baths, and was built in 2000. The property's zip code is 46507 which is in Bristol, IN