341 Spanish Gold Lane Captiva, FL $ 1,399,000
341 Spanish Gold Lane
$ 1,399,000
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341 Spanish Gold Lane

Captiva, FL, 33924
$ 1,399,000
Bedrooms3 Baths2.0 Sq 1,584

Monthly Estimate*

$ 8,614

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Single Family Home for sale in Captiva, FL

for $1,399,000 with 3 bedrooms and 2 full baths. This 1,584 square foot home was built in 1983 on a lot size of 0.231.

Fully Remodeled North Captiva Island Harbor View Haven with Dock, Club Amenities & Timeless Island Charm! There’s something special about arriving by water, tying up at your own dock, and knowing you’re home. 341 Spanish Gold Lane is a fully renovated waterfront retreat where coastal charm meets modern peace of mind - designed for effortless island living and unforgettable days on the water. Set along a tranquil natural canal, this home with 4 sleeping rooms and 2 baths has been thoughtfully transformed from top to bottom. Nearly every room captures calming views across the canal and harbor toward Pine Island Sound, creating a constant connection to the water. Recent upgrades include impact-rated windows, a new metal roof, new exterior decks and railings, a whole-house RO system, and a beautifully remodeled interior that’s professionally decorated & move-in ready. The open-concept living level is anchored by a custom-designed kitchen - a true gathering place. A full wall of windows frames the water beyond the expansive screened porch, while elegant cabinetry, generous storage, and a breakfast bar make entertaining effortless. Whether it is casual mornings or sunset dinners, this space was designed for relaxation. Upstairs, the primary suite feels like a private sanctuary, complete with a walk-in closet, a spa-style bath with a custom-tile shower, and both a screened/covered porch and a sunny waterside deck - perfect for spotting manatees gliding by. Two additional guest rooms include a refined harbor-view sleeping room and a custom-built bunk room that sleeps five, ideal for hosting family and friends. Just off the screened dining porch, the charming “lighthouse room” has its own entrance and can be used as a 4th sleeping space, an office, or an artist’s studio. Climb one more level, and you’ll find the ultimate sunrise-to-sunset deck, where stargazing comes naturally, and the sound of the sea fills the night air. Outside, the home continues to impress. Your private dock provides a protected harbor for your vessel. At the same time, nearby outdoor amenities create a true island playground - an outdoor bar with swing seats & a cozy fire table lounge, kayak storage, beach gear storage, enclosed outdoor shower, and more. Everything you need for life on the water is already here. As a member of the Safety Harbor Club, this property includes full access to a community pool, tennis & pickleball courts, waterfront restaurant, beach access, and additional dockage for guest boats—bringing resort-style convenience right to your doorstep. This is the kind of home you don’t just visit… You arrive at. A rare, Gulf-access island retreat where thoughtful upgrades, harbor view living, and relaxed luxury come together seamlessly. At 341 Spanish Gold Lane, you don’t chase the island lifestyle - you sail straight into it. If you have been looking for a fully remodeled waterfront home with views and dockage at a lower price point, this special home is a must see!

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Single Family Active

Price

$ 1,399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,104

Style

Florida, MultiLevel

Lot Size

0.231

Year Built

1983

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025026193

Features
Interior
Interior Amenities BreakfastBar LivingDiningRoom ShowerOnly SeparateShower VaultedCeilings
Flooring Tile Wood
Furnished Y/N Partially
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung ImpactGlass
Fireplace Y/N N
Half Baths 0
Laundry Features InGarage
Total Bedrooms 3
Room Type Den Other ScreenedPorch GreatRoom
Total Baths 2
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General
Sewer AssessmentUnpaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableNotAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator WaterPurifier Washer
HOA Fee 1500.0
Garage Spaces 0.0
Association Fee Includes Trash
Patio/Porch Features Balcony Deck Lanai Porch Screened
Architectural Style Florida MultiLevel
Pool Features Community
Construction Materials Other WoodFrame
Pets Allowed Yes
Year Built 1983
View Bay Canal Gulf Mangroves Partial TreesWoods Water
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name SAFETY HARBOR CLUB
Waterfront Features BayAccess CanalAccess IntersectingCanal Mangrove
Community Features BoatFacilities NonGated
HOA Fee 2 0.0
Assoc Fee Paid Per Quarterly
County Lee
New Construction N
Property Type Residential
Association Amenities BeachRights BoatDock Clubhouse Pickleball PrivateMembership Pool Restaurant TennisCourts
HOA Y
Attached Garage N
Subdivision Name SAFETY HARBOR CLUB
Facing Direction West
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions Take the ferry to North Captiva Island. Follow Escondido Lane to Spanish Gold Lane. Turn right onto Spanish Gold Lane and the property will be on the right.
City Captiva
Disclosures OwnerHasFloodInsurance
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RS-1
MLS Area CI02 - Upper Captiva Island
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6104.25
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/1dd10a9a-aae3-434d-8a3f-47c6815e8f47?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 4
Property Sub Type Additional SingleFamilyResidence
Legal Description PARL IN JOSE'S HIDEAWAY IN N E 1/4 SEC 5 TWP 45 R 21 DESC IN OR 1256 PG 1824
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck SecurityHighImpactDoors
Lot Features OversizedLot
Water Source Public Public
Lot Size Area 0.231
Horses N
Foundation Details PillarPostPier
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 2099.0
Lot Dimensions 101 x 105 x 102 x 105
Lot Size Acres 0.231
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 0.0
Other Equipment ReverseOsmosisSystem
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Mark Muller

Listing Agent

Resort Properties Internationa

Broker

homes@northcaptiva.net

Email

Affordability Calculator

$9,123
Per Month
94%
6%
0%
Monthly Principal & Interest
$8,614
Monthly Property Taxes
$509
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/4/2026$1,399,000 Listed Price

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341 Spanish Gold Lane, Captiva, FL, 33924 is a Single Family Home for sale at $1,399,000 with 1,584 sqft and a lot size of 0.231. 341 Spanish Gold Lane has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 33924 which is in Captiva, FL