111 Cutlass Drive Surf City, NC $ 1,700,000
111 Cutlass Drive
$ 1,700,000
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111 Cutlass Drive

Surf City, NC, 28445
$ 1,700,000
Bedrooms5 Baths6.0 Sq 3,544

Monthly Estimate*

$ 10,467

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Single Family Home for sale in Surf City, NC

for $1,700,000 with 5 bedrooms and 6 full baths. This 3,544 square foot home was built in 1995 on a lot size of 0.31.

Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓

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Single Family Active

Price

$ 1,700,000

Bedrooms

5

Full Bath

6

Property Type

Single Family

Taxes

$ 6,920

Style

Single Family Residence

Lot Size

0.31

Year Built

1995

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100547126

Features
General
Living Area 3544.0
Heating Fireplace(s) Electric Forced Air
Cooling Central Air Ceiling Fan(s)2
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Electric Cooktop Built-In Microwave Washer Refrigerator Dryer Dishwasher Electric Range
Zoning AE
HOA Fee 1500.0
Patio/Porch Features Covered Deck Porch Screened Balcony
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 1995
View Marsh Sound Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2023
Taxes 6920.24
Parcel Number 4224-70-2405-0000
Waterfront Features Boat Ramp Water Access Comm
Accessibility Accessible Doors Accessible Elevator Installed
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Waterfront Community Maintenance Common Areas Maintenance Roads Management Taxes
HOA Y
Attached Garage N
Subdivision Name Pirates Cove
Garage Y/N N
Total Rooms 17
Full Baths 6
Status Active
Directions Traveling North on 17 Right onto NC-210 Right onto NC-50 S at the roundabout take 2nd exit onto NC-50 Right onto S Topsail Drive Right onto Cutlass Drive Home is on the Left
High School Topsail
City Surf City
Association Name Pirates Cove Assocaioin
Lot Size Units Acres
Lot Size Square Feet 13504.0
Carport Spaces 0.0
Carport Y/N N
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required Lockbox
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 558084
Legal Description Lot 6 Pb 27/10 Pirates Cove Section II
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Interior
Interior Amenities Walk-in Closet(s) Entrance Foyer Elevator 2nd Kitchen Ceiling Fan(s) Furnished Pantry Blinds/Shades Gas Log Walk-In Closet(s)
Basement None
Flooring Carpet Tile Wood
Furnished Y/N Furnished
Water Heater Electric
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Closet
Total Bedrooms 5
Attic Features Scuttle
Room Type Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Living Room Bathroom 1 Bathroom 2 Bathroom 3 Bathroom 4 Bathroom 5 Bathroom 6 Dining Area Breakfast Nook
Total Baths 6
Living Area Range 3500 - 3999
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features Concrete Lighted Off Street Garage6
Lot Features Corner Lot Boat Dock Boat Ramp Water Access Comm
Water Source Public
Total Parking 4.0
Lot Size Area 0.31
Foundation Details Slab
Spa N
Building Area Total 3544
Lot Dimensions IRREGULAR
Lot Size Acres 0.31
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road Maintained Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 111
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* Excluded Features
List By
Mollie M Barrett

Listing Agent

Berkshire Hathaway Homeservices Carolina Premier Properties

Broker

mbarrett@bhhscpp.com

Email

Affordability Calculator

$11,044
Per Month
95%
5%
0%
Monthly Principal & Interest
$10,467
Monthly Property Taxes
$577
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
1/1/2026$1,700,000 Listed Price

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111 Cutlass Drive, Surf City, NC, 28445 is a Single Family Home for sale at $1,700,000 with 3,544 sqft and a lot size of 0.31. 111 Cutlass Drive has 5 bedrooms, 6.0 baths, and was built in 1995. The property's zip code is 28445 which is in Surf City, NC