903 Elmwood Drive Spencer, IA ^$ 169,900

903 Elmwood Drive

^$ 169,900

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Recently Listed

903 Elmwood Drive

Spencer, IA, 51301

^$ 169,900

Bedrooms3 Baths2.1 Sq 1,744

Monthly Estimate*

^$ 1,060

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Single Family Home for sale in Spencer, IA

for $169,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,744 square foot home was built in 1975 on a lot size of 0.21.

3-bedroom, 3-bath ranch-style home on a desirable corner lot. Features a finished basement, ample storage throughout, and plenty of potentialâready for your personal touch. Property being sold as is.

Single Family Active

Price

^$ 169,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,668

Style

Ranch

Lot Size

0.21

Year Built

1975

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251582

Features

Interior

Interior Features Ceiling Fan(s) Garage Door Opener

Furnished Y/N No

Total Baths 3

Full Baths 1

1/4 Baths 0

Basement Style Full

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Fireplace Forced Air

Flood Zone Unknown

Number of Garage Spaces 2

School District Spencer

Architctural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 2668

Tax Year 2024

Fuel Electric

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 9265

Construction Materials Wood Siding

Primary City Spencer

Year Built 1975

City Spencer

Total Sq Ft 1744

DOM 1

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 97.42

Public Remarks 3-bedroom 3-bath ranch-style home on a desirable corner lot. Features a finished basement ample storage throughout and plenty of potentialâready for your personal touch. Property being sold as is.

Exterior

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Ryan Moran

Listing Agent

Integrity Real Estate

Broker

(712) 260-0997

Phone

ryan@integrityiowa.com

Affordability Calculator

$1,282

Per Month

Monthly Principal & Interest: $1,060
Monthly Property Taxes: $222
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$201,279

Percent of Sale Price 18%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/1/2026	$169,900		Listed Price

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903 Elmwood Drive, Spencer, IA, 51301 is a Single Family Home for sale at $169,900 with 1,744 sqft and a lot size of 0.21. 903 Elmwood Drive has 3 bedrooms, 2.1 baths, and was built in 1975. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 1/3/2026.

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903 Elmwood Drive

Single Family Home for sale in Spencer, IA

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