118 - 122 W 123rd Street 7-3
New York, NY, 10027 $ 495,000
Bedrooms3 Baths1.0 Sq 1,041 Monthly Estimate*
$ 3,048
for $495,000 with 3 bedrooms and 1 full bath. This 1,041 square foot home was built in 1914 on a lot size of 0.139.
The Victory Renaissance (118–122 W 123rd Street) is a pre-war HDFC cooperative, ideally located in the heart of Central Harlem and surrounded by everything that makes the neighborhood so special. Apartment 7-3, One of only four residences on the floor. The apartment has been recently refreshed, featuring refinished hardwood floors and a kitchen with existing cabinetry retained—providing a clean, functional layout and flexibility for future upgrades. Rather than installing standard appliances, the seller is offering a $2,000 appliance credit, allowing the purchaser to select appliances that best match their lifestyle and design preferences. The kitchen and living room overlook a peaceful community garden to the east, with plots available to residents. The primary and second bedrooms face north with open street and sky views, while the third bedroom faces southeast providing three exposures and excellent light throughout the day. An laundry room is conveniently located within the building. The location is exceptional: just minutes from Whole Foods, the 2/3 subway lines, Trader Joe’s, Red Rooster, and an outstanding mix of neighborhood favorites, national retailers, and local boutiques. Nearby are Marcus Garvey Park—with its playing fields, historic Watchtower Hill, and public pool—as well as Magic Johnson Cinemas and the legendary Apollo Theater. Central Park and the rest of Manhattan are easily accessible via public transportation. As an HDFC co-op, Victory Renaissance offers a rare opportunity to purchase a spacious three-bedroom home in Central Harlem at an affordable price point, with lower real estate taxes and maintenance than many traditional co-ops. FYI... Photos are AI enhanced. Note: Buyers must meet the 2025 income guidelines at 120% AMI (subject to change for 2026. For example, $174,960 for a three-person household), make a 20% down payment, and occupy the apartment as their primary residence. Residents value Victory Renaissance for its strong sense of community and long-term stability. This is a compelling opportunity to own in Central Harlem. - For income guidelines search: https://www.nyc.gov/site/hpd/services-and-information/area-median-income.page
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FeaturesInteriorInterior Amenities Elevator
Basement See Remarks
Flooring Hardwood
Total Stories 9
Common Walls 2+ Common Walls
Basement Features See Remarks
Basement (Y/N) Y
Window Features New Windows
Half Baths 0
Total Bedrooms 3
Entry Level 7
Total Baths 1
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GeneralSewer Public Sewer
Heating Natural Gas Steam
Cooling None
Utilities Electricity Available
Appliances Gas Oven
HOA Fee 985
Garage Spaces 0
Association Fee Includes Common Area Maintenance
Architectural Style Other
Construction Materials Stone
Pets Allowed Size Limit
Year Built 1914
Unit Number 7-3
Property Subtype Stock Cooperative
Parcel Number 1907-0045
Community Features Park
Assoc Fee Paid Per Monthly
County New York (Manhattan)
Property Type Residential
Association Amenities Maintenance Grounds
HOA Y
Garage Y/N N
Total Rooms 5
Full Baths 1
City New York
Disclosures By Laws
Association Name MATTHEW ADAM PROPERTIES INC.
Senior Community Y/N N
High School District City of New York
Carport Y/N N
Property Attached Y/N Y
Showing Instructions Vacant on Sentrilock --Call showing time 24 hours notice required for appointment : 877-746-9181 Contact LA for code. No same day request please. Note: HDFC building - buyer must meet income guide
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District City of New York
Elementary School District City of New York
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ExteriorParking Features On Street On Street
Water Source Public
Waterfront Y/N N
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* Excluded FeaturesList ByViola TaliaferrowListing Agent
Keller Williams Realty GroupBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,048
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCo-op listings in New York, NY
Average List Price $647,887
Percent of Sale Price 31%
Trends Information provided by ATTOM Data Solutions.
4101430 Elementary School
4099127 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/1/2026 | $495,000 | | Listed Price |