Recently Listed Adult CommunityOpen House 1/10 11am - 2pm
1028 COTTAGE DRIVE
The Villages, FL, 32162 $ 1,199,000
Bedrooms2 Baths2.0 Sq 2,525 Monthly Estimate*
$ 7,382
for $1,199,000 with 2 bedrooms and 2 full baths. This 2,525 square foot home was built in 2004 on a lot size of 0.16.
Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle. From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease. This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment. Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability. Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life. What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors. Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door. This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived.
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Open House
1/10/2026 11:00 AM - 2:00 PM
1/11/2026 11:00 AM - 2:00 PM
1028 COTTAGE DRIVE The Villages, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Washer
Zoning R
Garage Spaces 2
Construction Materials Block
Year Built 2004
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Sumter
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAGES OF SUMTER LAKE SHORE COTTAGES
Facing Direction Southeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Follow US-301 S to E County Rd 466/Sumter County Rd 466 E in Wildwood. Turn right onto US-301 S/US-441 S. Slight right onto US-301 S/Abshier Blvd. Continue on E County Rd 466/Sumter County Rd 466 E. Drive to Cottage Dr in The Villages. Turn left onto E County Rd 466/Sumter County Rd 466 E. Turn right onto Morse Blvd.At the traffic circle take the 2nd exit and stay on Morse Blvd. At the traffic circle take the 1st exit onto Lake Sumter Landing. Turn right onto Lake Shore Dr. Turn right onto Fish Camp Rd. Turn right onto Cottage Dr. Destination will be on the right.
City THE VILLAGES
Senior Community Y/N true
MLS Area 32162 - Lady Lake/The Villages
Lot Size Units Square Feet
Lot Size Square Feet 6796
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 6441.55
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6368796
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 9
Legal Description LOT 9 THE VILLAGES OF SUMTER LAKE SHORE COTTAGES PB 7 PGS 24-24D
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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InteriorInterior Amenities Other
Flooring Other
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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ExteriorExterior Amenities Other
Water Source Public
Lot Size Area 6796
Foundation Details Slab
Building Area Total 3302
Lot Size Acres 0.16
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList Bytony@liveandinvestgroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,382
- Monthly Property Taxes
- $537
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in The Villages, FL
Average List Price $453,744
Percent of Sale Price 62%
About The Villages, FL 87,286 Population
481% Since 2002
$ 60,094 Median Income
72.64 Median Age
2% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/31/2025 | $1,199,000 | | Listed Price |