1028 COTTAGE DRIVE The Villages, FL $ 1,199,000
1028 COTTAGE DRIVE
$ 1,199,000
Recently Listed Adult Community
Open House 1/10 11am - 2pm
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1028 COTTAGE DRIVE

The Villages, FL, 32162
$ 1,199,000
Bedrooms2 Baths2.0 Sq 2,525

Monthly Estimate*

$ 7,382

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Single Family Home for sale in The Villages, FL

for $1,199,000 with 2 bedrooms and 2 full baths. This 2,525 square foot home was built in 2004 on a lot size of 0.16.

Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle. From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease. This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment. Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability. Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life. What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors. Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door. This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived.

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Open House

1/10/2026 11:00 AM - 2:00 PM
1/11/2026 11:00 AM - 2:00 PM
1028 COTTAGE DRIVE The Villages, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,199,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 6,441

Style

Single Family Residence

Lot Size

0.16

Year Built

2004

Town/City

The Villages

County/Region

Sumter

MLS | Web ID

O6368796

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Washer
Zoning R
Garage Spaces 2
Construction Materials Block
Year Built 2004
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Sumter
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAGES OF SUMTER LAKE SHORE COTTAGES
Facing Direction Southeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Follow US-301 S to E County Rd 466/Sumter County Rd 466 E in Wildwood. Turn right onto US-301 S/US-441 S. Slight right onto US-301 S/Abshier Blvd. Continue on E County Rd 466/Sumter County Rd 466 E. Drive to Cottage Dr in The Villages. Turn left onto E County Rd 466/Sumter County Rd 466 E. Turn right onto Morse Blvd.At the traffic circle take the 2nd exit and stay on Morse Blvd. At the traffic circle take the 1st exit onto Lake Sumter Landing. Turn right onto Lake Shore Dr. Turn right onto Fish Camp Rd. Turn right onto Cottage Dr. Destination will be on the right.
City THE VILLAGES
Senior Community Y/N true
MLS Area 32162 - Lady Lake/The Villages
Lot Size Units Square Feet
Lot Size Square Feet 6796
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 6441.55
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6368796
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 9
Legal Description LOT 9 THE VILLAGES OF SUMTER LAKE SHORE COTTAGES PB 7 PGS 24-24D
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Other
Flooring Other
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Other
Water Source Public
Lot Size Area 6796
Foundation Details Slab
Building Area Total 3302
Lot Size Acres 0.16
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Lpt Realty, Llc

Broker

tony@liveandinvestgroup.com

Email

Affordability Calculator

$7,919
Per Month
93%
7%
0%
Monthly Principal & Interest
$7,382
Monthly Property Taxes
$537
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/31/2025$1,199,000 Listed Price

Map


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1028 COTTAGE DRIVE, The Villages, FL, 32162 is a Single Family Home for sale at $1,199,000 with 2,525 sqft and a lot size of 0.16. 1028 COTTAGE DRIVE has 2 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 32162 which is in The Villages, FL