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904 E 4th Street Spencer, IA $ 125,000
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904 E 4th Street
$ 125,000
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904 E 4th Street

Spencer, IA, 51301
$ 125,000
Bedrooms5 Baths2.1 Sq 2,110

Monthly Estimate*

$ 770

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Single Family Home for sale in Spencer, IA

for $125,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,110 square foot home was built in 1962 on a lot size of 0.18.

Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a large bonus room on the rear of the house that is skylight-lit and can be used as a business with a separate entrance to the rear patio and side gate. The backyard is a fenced-in yard and also has a small storage shed. Electrical has been updated to Breakers and comes with stainless steel kitchen appliances.

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Single Family Active

Price

$ 125,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,614

Style

1.5 STORY

Lot Size

0.18

Year Built

1962

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251578
Features
Interior
Interior Features Washer/Dryer Hkups
Furnished Y/N No
Fireplace 1
Total Baths 3
Full Baths 1
Bath Description 3/4 Master Main Floor 1/2 Bath Upper Level Bath
1/4 Baths 0
Basement Features Finished-Partial Sump Pump
Basement Material Concrete Block
Basement Style Partial
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Range/Stove Refrigerator Washer
Flood Zone Unknown
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architctural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels Multi/Split
Type Single Family Residence
Total Lots 1
Yearly Taxes 2614
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7628
Construction Materials Wood Siding
Primary City Spencer
Year Built 1962
City Spencer
Total Sq Ft 2110
DOM 4
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 59.24
Public Remarks Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath 2 more bedrooms &
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Exterior
Exterior Features Driveway-Concrete Fenced Yard-Full Patio
Waterfront 0
Garage Type Attached
Garage Capacity 27x20
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Dana Reinders

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 358-0042

Phone

dana@exitisgreat.com

Email

Affordability Calculator

$987
Per Month
78%
22%
0%
Monthly Principal & Interest
$770
Monthly Property Taxes
$218
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
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Pricing History
DatePricePrice ChangeDescription
12/31/2025$125,000 Listed Price

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904 E 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $125,000 with 2,110 sqft and a lot size of 0.18. 904 E 4th Street has 5 bedrooms, 2.1 baths, and was built in 1962. The property's zip code is 51301 which is in Spencer, IA

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