32 Elm Street Otsego, NY ^$ 400,000

32 Elm Street

^$ 400,000

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Recently Listed

32 Elm Street

Otsego, NY, 13326

^$ 400,000

Bedrooms4 Baths2.0 Sq 1,986

Monthly Estimate*

^$ 2,495

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Single Family Home for sale in Otsego, NY

for $400,000 with 4 bedrooms and 2 full baths. This 1,986 square foot home was built in 1840 on a lot size of 0.23.

Village Living! This move-in ready 4 bedroom 2 bath home located within walking distance of all Cooperstown has to offer! Take a stroll to Main Street for local shopping, farmers market and many restaurant choices. Home Offers spacious kitchen space, with attached mudroom, and a bonus room perfect for a pantry. First floor complete with master bedroom and bath, Second full bathroom-new 2022, plus living room and family room or office. Second floor three bedrooms, 1 is a walk through bedroom, but could also make a spacious master closet! Outside, back deck opens to large yard with rock walls and small garden shed. Come view all this home has to offer Today!

Single Family Active

Price

^$ 400,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 5,342

Style

HistoricAntique

Lot Size

0.23

Year Built

1840

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1656039

Features

Interior

Interior Amenities EatInKitchen CountryKitchen Pantry BedroomOnMainLevel

Basement Full

Flooring Laminate Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 4

Main Level Bedrooms 1

Main Level Bathrooms 2

Total Baths 2

General

Sewer Connected

Heating Oil HotWater

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Asphalt

Appliances Dryer ExhaustFan Microwave OilWaterHeater Refrigerator RangeHood Washer

Garage Spaces 0.0

Architectural Style HistoricAntique

Construction Materials Frame WoodSiding

School District Cooperstown

Year Built 1840

Stories Count 2

Township Cooperstown-Village

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Garage Y/N No

Total Rooms 11

Full Baths 2

Status Active

City Otsego

Senior Community Y/N No

High School District Cooperstown

Number Of Units Total 0

MLS Area Cooperstown Village-Otsego-365001

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 5342.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Cooperstown

Elementary School District Cooperstown

Tax Assessed Value 259600

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Exterior Amenities DirtDriveway

Parking Features ElectricVehicleChargingStations NoGarage

Lot Features Other Rectangular RectangularLot SeeRemarks

Water Source Connected Public

Lot Size Area 0.23

Foundation Details Stone

Building Area Total 1986.0

Lot Dimensions 74X193

Lot Size Acres 0.23

Waterfront Y/N No

Internal Only

Street Number 1 32

* Excluded Features

List By

Care Brokerage

Broker

(607) 434-3026

Phone

Affordability Calculator

$2,941

Per Month

Monthly Principal & Interest: $2,495
Monthly Property Taxes: $445
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Otsego, NY

Average List Price ^$738,738

Percent of Sale Price 85%

About Otsego, NY

3,887 Population

0% Since 2002

^$60,556 Median Income

51.57 Median Age

20% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122716 Elementary School

4122685 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
12/30/2025	$400,000		Listed Price

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32 Elm Street, Otsego, NY, 13326 is a Single Family Home for sale at $400,000 with 1,986 sqft and a lot size of 0.23. 32 Elm Street has 4 bedrooms, 2.0 baths, and was built in 1840. The property's zip code is 13326 which is in Otsego, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/31/2025.

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32 Elm Street

Single Family Home for sale in Otsego, NY

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