194 Fossil Cove Lane
Wilmington, IL, 60481 $ 210,000
Bedrooms2 Baths2.0 Sq 1,500 Monthly Estimate*
$ 1,310
for $210,000 with 2 bedrooms and 2 full baths. This 1,500 square foot home was built in 2005 on a lot size of 0.11.
Charming Waterfront Home - Move-In Ready & Full of Upgrades! Looking for a cozy home on the water? Spend your summer focused on one thing: relaxing. This inviting 2 bedroom, 2 bathroom waterfront home features an open floor plan with a bright, spacious feel. The larger kitchen includes all appliances, a dishwasher, and a convenient peninsula counter for extra prep or seating space. The living room boasts a wall of windows that fill the space with natural light and provide peaceful views of the water. The primary bedroom offers generous space and a private ensuite bath. A full-size laundry room and programmable thermostat add comfort and convenience. Venture outside to your deck-complete with a SunSetter shade-and enjoy the ducks and wildlife right from your yard. The property includes a cement boat slip/sea wall, perfect for anyone who loves boating, fishing, or just being near the water. This home sits on a 4 ft waterproofed crawl space with visqueen, offering excellent storage and easy access via a clean staircase. A sump pump and a 2020 battery backup provide extra peace of mind. Recent Updates (within the last 7 years): Roof, AC, and Furnace. Washer & Dryer (2022) Stove & Water Heater (2025). Notes: Deck boards may need to be reset in the near future. Your summer oasis awaits-come make it yours! Shadow Lakes offers miles of interconnected freshwater channels, lakes, and marshes-with depths reaching up to 42 feet in some areas, making it a prime destination for fishing, swimming, boating, and wildlife viewing. Only electric boats and golf carts are permitted, helping preserve the natural beauty and peaceful atmosphere. Community amenities include a clubhouse, community pool, separate sand beach, pavilion, dog park, and areas for volleyball, basketball, and other outdoor games. The association hosts a variety of family-friendly events and activities throughout the year. Conveniently located near I-55 and only 60 minutes from Chicago, Shadow Lakes is an ideal retreat with easy access to the city. Association dues are tiered based on the time you spend at the property and include water, sewer, and garbage. Buyer and buyer's agent are encouraged to contact Shadow Lakes to verify all rules, dues, and community information. Lot size and square footage are estimated.
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FeaturesGeneralLiving Area 1500
Sewer Public Sewer
Heating Propane
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator
HOA Fee 2340
Association Fee Includes Water Security Clubhouse Pool Scavenger Lake Rights Other
Construction Materials Vinyl Siding
Year Built 2005
Township Reed
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse Park Pool Lake Gated
Assoc Fee Paid Per Annually
County Will
New Construction N
Property Type Residential Detached Single
Subdivision Name Shadow Lakes
Other Structures Shed(s)
Total Rooms 4
Full Baths 2
Status New
Directions Coal City Road to Novy Rd south to Tully Rd (gate 3). You must make an appt to see this property
City Wilmington
High School District 255U
MLS Area Wilmington
Tax Annual Amount 1020
Standard Status Active
Middle/Junior School District 255U
Elementary School District 255U
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InteriorInterior Amenities 1st Floor Bedroom 1st Floor Full Bath Built-in Features Walk-In Closet(s) Open Floorplan
Basement Crawl Space
Half Baths 0
Laundry Features Main Level In Unit
Total Bedrooms 2
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 2
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ExteriorParking Features Asphalt Yes Owned
Lot Features Channel Front Water Rights Views
Water Source Public
Total Parking 4
Lot Dimensions 54X98X50X102
Lot Size Acres 0.11
Waterfront Y/N Y
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* Excluded FeaturesList ByHexagon Real EstateBroker
realtordianemartin@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,310
- Monthly Property Taxes
- $85
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Wilmington, IL
Average List Price $294,728
Percent of Sale Price 40%
About Wilmington, IL 99 Population
-1% Since 2002
$ 45,781 Median Income
42.35 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
564776 Elementary School
565124 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/29/2025 | $210,000 | | Listed Price |