316 Insider Loop Elgin, TX $ 315,000
316 Insider Loop
$ 315,000
Recently Listed
Open House 12/28 1pm - 3pm
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316 Insider Loop

Elgin, TX, 78621
$ 315,000
Bedrooms5 Baths2.1 Sq 2,103

Monthly Estimate*

$ 1,965

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Single Family Home for sale in Elgin, TX

for $315,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,103 square foot home was built in 2020 on a lot size of 0.145.

Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!

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Open House

12/28/2025 1:00 PM - 3:00 PM
316 Insider Loop Elgin, TX
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 315,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,200

Style

Single Family Residence

Lot Size

0.145

Year Built

2020

Town/City

Elgin

County/Region

Bastrop

MLS | Web ID

5742262

Features
General
Living Area 2103
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available High Speed Internet Phone Available Sewer Connected
Roof Composition
Appliances Dishwasher Disposal Electric Range Microwave
HOA Fee 50
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Patio/Porch Features Covered
Pool Features None
Construction Materials Frame Wood Siding Stone Veneer
Year Built 2020
View None
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features None
Accessibility None
Assoc Fee Paid Per Quarterly
County Bastrop
New Construction N
Property Type Residential
HOA Y
Energy Efficient Appliances Construction HVAC Insulation Materials Roof Solar Panel Thermostat Water Heater Windows
Subdivision Name Saratoga Farms
Facing Direction Northwest
Green Sustainability None
Other Structures None
Full Baths 2
Status Active
Directions Please use Navigation.
High School Elgin
City Elgin
Disclosures Seller Disclosure
Association Name Saratoga Farms
MLS Area EL
Lot Size Square Feet 6316.2
Elementary School Elgin
Tax Annual Amount 8165.09
Middle/Junior High School Elgin
Property Condition Resale
Standard Status Active
Year Built Source Public Records
Tax Assessed Value 340574
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Granite Counters High Speed Internet Kitchen Island Multiple Living Areas Open Floorplan Pantry Primary Bedroom on Main Walk-In Closet(s)
Flooring Carpet Laminate Tile
Total Fireplaces 0
Window Features Double Pane Windows
Half Baths 1
Total Bedrooms 5
Main Level Bedrooms 1
Total Baths 3
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Exterior
Exterior Amenities Private Yard
Fencing Back Yard Wood
Parking Features Attached Driveway Garage Garage Door Opener Garage Faces Front
Lot Features Back Yard Few Trees
Water Source Public
Total Parking 2
Foundation Details Slab
Lot Size Acres 0.145
Waterfront Y/N N
Covered Spaces 2
Horse Y/N N
Horse Amenities None
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Internal Only
Street Number 1 316
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* Excluded Features
List By
Brandie Scales

Listing Agent

Compass Re Texas, Llc.

Broker

brandie.scales@compass.com

Email

Affordability Calculator

$2,649
Per Month
74%
26%
0%
Monthly Principal & Interest
$1,965
Monthly Property Taxes
$683
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4360599 Elementary School
4360414 Middle School
Elgin High School High School
Pricing History
DatePricePrice ChangeDescription
12/26/2025$315,000 Listed Price

Map


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316 Insider Loop, Elgin, TX, 78621 is a Single Family Home for sale at $315,000 with 2,103 sqft and a lot size of 0.145. 316 Insider Loop has 5 bedrooms, 2.1 baths, and was built in 2020. The property's zip code is 78621 which is in Elgin, TX