4550 COVE CIRCLE 406 St Petersburg, FL $ 174,900
4550 COVE CIRCLE 406
$ 174,900
Adult Community
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4550 COVE CIRCLE 406

St Petersburg, FL, 33708
$ 174,900
Bedrooms2 Baths2.0 Sq 1,100

Monthly Estimate*

$ 1,077

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Condo for sale in St Petersburg, FL

for $174,900 with 2 bedrooms and 2 full baths. This 1,100 square foot condo was built in 1973.

***$20,000.00 PRICE DROP!!*** Welcome to Sea Towers, a highly sought-after, 55+ gated waterfront community located directly on the Intracoastal Waterway in Madeira Beach. This 2-bedroom, 2-bath condominium offers approximately 1,100 square feet and features storm windows, hurricane shutters, and a covered parking space, providing both peace of mind and everyday convenience for coastal living. Enjoy captivating sunset views and ever-changing boat traffic from this secured, guard-gated community with a prime waterfront setting. While Sea Towers was impacted by Hurricane Helene, nearly all amenities have been rebuilt, only a couple are currently being completed. Residents can immediately enjoy two waterfront pools with locker areas, tennis courts, shuffleboard, a scenic walking path around the lagoon, a sun deck, two picnic areas with BBQ grills, and a walking bridge that looks out over the Intracoastal. The main amenity still under construction is the clubhouse, which will once again host indoor social activities upon completion. Whether you’re looking for a primary residence or a waterfront retreat, this is a rare opportunity to own in a waterfront community offering security, resilience, and exceptional value.

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Condo Active

Price

$ 174,900

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 3,420

Style

Condominium

Year Built

1973

Town/City

St Petersburg

County/Region

Pinellas

MLS | Web ID

TB8457353

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Possession Close Of Escrow
Roof Built-Up
Appliances Dishwasher Microwave Range Refrigerator
Zoning CONDO
Association Fee Includes 24-Hour Guard Cable TV Common Area Taxes Community Pool Escrow Reserves Fund Insurance Internet Maintenance Structure Maintenance Grounds Pool Maintenance Private Road Recreational Facilities Security Sewer Trash Water
Pool Features In Ground
Security Features Fire Alarm Gated Community Security Fencing/Lighting/Alarms Security Gate Smoke Detector(s)
Construction Materials Block Concrete
Pets Allowed No
Year Built 1973
View City Water
Levels One
Unit Number 406
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Waterfront
Community Features Fishing Intracoastal Waterway Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Deed Restrictions Gated Community - Guard No Truck/RV/Motorcycle Parking Pool Sidewalks Tennis Court(s) Wheelchair Access
HOA Fee 2 0
County Pinellas
New Construction false
Property Type Residential
Association Amenities Cable TV Clubhouse Elevator(s) Gated Laundry Maintenance Other Pool Security Shuffleboard Court Storage Tennis Court(s) Vehicle Restrictions
Subdivision Name WASHINGTON TOWERS THE CONDO
Facing Direction East
Garage Y/N false
Other Structures Cabana Outdoor Kitchen Storage Tennis Court(s)
Total Rooms 5
Full Baths 2
Status Active
Directions Take Alt 19 west out of St Pete to the Tom Stuart Causeway and turn north (right) onto Duhme Rd. About 0.5 miles down on your lefthand side will be Sea Towers; this is the condo community in which 4550 Cove Circle is located. Turn left into the community. Take an immediate left after the guard shack. Drive past the first building to the 2nd building - Washington.
City ST PETERSBURG
Association Name Laurie Lorenz
Senior Community Y/N true
MLS Area 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size Square Feet 0
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 3420.06
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8457353
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 406
Legal Description WASHINGTON TOWERS THE CONDO UNIT 406
Water View Intracoastal Waterway
Minimum Lease 3 Months
Water Access Y/N false
Monthly Condo Fee Amount 807
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code A
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Carpet Luxury Vinyl Tile
Furnished Y/N Negotiable
Total Stories 12
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters Storm Window(s)
Fireplace Y/N false
Half Baths 0
Laundry Features Common Area
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Lighting Sliding Doors Storage Tennis Court(s)
Parking Features Covered Deeded Ground Level Off Street Reserved
Lot Features Cul-De-Sac FloodZone Landscaped Near Marina Near Public Transit Sidewalk
Water Source Public
Foundation Details Slab
Building Area Total 1100
Lot Size Acres 0
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Century 21 Re Champions

Broker

c21annettesalm@gmail.com

Email

Affordability Calculator

$1,362
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,077
Monthly Property Taxes
$285
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/23/2026$174,900 -2.78% Price Down
1/19/2026$179,900 -10.01% Price Down
1/6/2026$199,900 -4.35% Price Down
12/23/2025$209,000 Listed Price

Map


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4550 COVE CIRCLE 406, St Petersburg, FL, 33708 is a Condo for sale at $174,900 with 1,100 sqft. 4550 COVE CIRCLE 406 has 2 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 33708 which is in St Petersburg, FL