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431 S Independence Street Monticello, IL $ 239,900
431 S Independence Street
$ 239,900
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431 S Independence Street

Monticello, IL, 61856
$ 239,900
Bedrooms3 Baths2.0 Sq 1,778

Monthly Estimate*

$ 1,497

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Single Family Home for sale in Monticello, IL

for $239,900 with 3 bedrooms and 2 full baths. This home is 1,778 square feet.

This charming 3-bedroom, 2-bath home is full of character inside and out, and it's been lovingly maintained. From the moment you arrive, you'll notice the great curb appeal with beautiful landscaping featuring hydrangeas and rose bushes. Inside, you'll find fresh paint, updated bathrooms, and a recently serviced furnace-making the home feel comfortable and move-in ready. A newer roof adds peace of mind. The main level offers everything you need for everyday living, including two separate living spaces, a bedroom, and a convenient laundry room. Upstairs, two additional bedrooms are tucked away, creating a cozy and private retreat. Character shines throughout with built-ins and an adorable screened-in porch that's perfect for morning coffee or relaxing evenings. The unfinished basement offers plenty of storage or room for future potential, and the detached two-car garage and spacious garden shed add even more convenience. All of this is set in a great location in the heart of Monticello, close to everything the town has to offer. This well-cared-for home is full of charm and ready to welcome its next owner.

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Single Family Active

Price

$ 239,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,018

Style

Bungalow

Town/City

Monticello

County/Region

Piatt

MLS | Web ID

12533608

Features
General
Living Area 1778
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Refrigerator
Garage Spaces 2
Association Fee Includes None
Architectural Style Bungalow
Construction Materials Vinyl Siding
Township Monticello
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Piatt
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 2
Status New
Directions Market to Marion. Marion to Independence.
High School Monticello High School
City Monticello
High School District 25
MLS Area Western Champaign County / Piatt & McClean Counti
Elementary School Monticello Elementary
Tax Annual Amount 3018
Middle/Junior High School Monticello Junior High School
Virtual Tour https://tours.premiumexposures.net/2365289?idx=1
Standard Status Active
Middle/Junior School District 25
Elementary School District 25
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Interior
Basement Unfinished Partial
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Breakfast Room
Total Baths 2
Bedrooms Possible 3
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Exterior
Parking Features Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2
Lot Dimensions 48x110
Waterfront Y/N N
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* Excluded Features
List By
Keller Williams-Trec-Mont

Broker

kyle@koesterhomes.com

Email

Affordability Calculator

$1,748
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,497
Monthly Property Taxes
$252
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2122622 Elementary School
1870539 Middle School
Monticello High School High School
Pricing History
DatePricePrice ChangeDescription
12/23/2025$239,900 Listed Price

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431 S Independence Street, Monticello, IL, 61856 is a Single Family Home for sale at $239,900 with 1,778 sqft. 431 S Independence Street has 3 bedrooms and 2.0 baths. The property's zip code is 61856 which is in Monticello, IL