301 Summer Street
Algonac, MI, 48001 $ 425,000
Bedrooms-- Baths-- Sq 3,664 Monthly Estimate*
$ 2,651
for $425,000. This 3,664 square foot building was built on a lot size of 0.71.
A truly one-of-a-kind St. Clair River landmark with endless possibilities. Formerly a local bank, this iconic riverfront building offers nearly 3,700 sq ft of flexible commercial space plus a separate upstairs apartment, making it ideal for owner-occupants, investors, or creative entrepreneurs. Set directly along the international shipping channel of the St. Clair River, enjoy constant freighter traffic, panoramic water views, and unbeatable visibility. The property features ample on-site parkingâa rare find for riverfront real estateâalong with a separate outbuilding originally constructed for an ATM, perfect for storage, retail kiosk, drive-up service, or repurposing to suit your vision. Currently configured for banking and professional use, the layout easily adapts to a wide range of opportunities: Restaurant or waterfront café, Professional offices or medical, Boutique retail or gallery, Event space or private club, Mixed-use with income-producing apartment, Marine-oriented business, brokerage, or showroom Solid construction, excellent street presence, and a location that simply cannot be duplicated make this property a standout. Positioned in the heart of Algonac with direct river frontage, walkability, and unmatched exposure, this is a rare chance to own a legacy property on one of Michiganâs most desirable waterways. Live upstairs. Operate downstairs. Invest long-term. Or reimagine it entirely. Opportunities like this on the St. Clair River donât come around often.
See more
FeaturesGeneralHeating Baseboard Zoned Heating
Cooling Central A/C Dual/Zoned
Roof Shingles
Water Public Water
Status Active Active
Year Built 9999
Parking 21+ Spaces
Subdivision Algonac Urban Renewal Rep 1 MI
Water Heater Gas
County St. Clair
Class COM/IND/BUS OPP
Type Commercial/Industrial
Ownership LLC
Municipality Algonac
Zoning Commercial
Sale/Rent For Sale
Status Detail 0
Commercial Features Bath Ceramic Floor Concrete Floor Internet Available Fixtures Intercom Living Quarters Living Quarters Attached Meeting Rooms Primary Power Private Restrooms Public Restrooms Reception Area
Area Algonac (74028)
Primary City Algonac
Location Main Street
City Algonac
Financial Terms Cash Commercial Loan Conventional
Legal Description LOT 7 ALGONAC URBAN RENEWAL REPLAT NO 1 SEC 10 T2N R16E
DOM 2
Postal Code 48001
Price Per Sq Ft Total AG 115.99
Public Remarks A truly one-of-a-kind St. Clair River landmark with endless possibilities. Formerly a local bank this iconic riverfront building offers nearly 3
See more
ExteriorExterior Brick
Exterior Amenities Security Lighting
Lot Size Area 0.71
Lot Dimensions 237x141x235x141
Lot Description Downtown Dev Authority
Water Features Water View
Roads City/County
Waterfront Y/N No
See more
InteriorCeiling Height Less than 16 Ft.
Fuel Type Natural Gas
See more
* Excluded FeaturesList ByJeremiah GlowskiListing Agent
Berkshire Hathaway Homeservices Kee Realty NbBroker
jeremyshousesales@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,651
- Monthly Property Taxes
- $1,451
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCommerical listings in Algonac, MI
Average List Price $1,158,333
Percent of Sale Price 173%
About Algonac, MI 4,117 Population
-11% Since 2002
$ 46,599 Median Income
43.85 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
760529 Elementary School
760235 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/22/2025 | $425,000 | | Listed Price |