101 W Main Cross Street
Edinburgh, IN, 46124
$
475,000
Bedrooms--
Baths--
Sq
14,718
Monthly Estimate*
$
2,925
for $475,000. This 14,718 square foot building was built in 1919 on a lot size of 0.09.
Located at the absolute center of downtown Edinburgh, IN, this massive historic commercial building is one of the most prominent and recognizable properties in the downtown corridor. (check out town's Comprehensive Plan). Sitting directly on the charming main strip, the building benefits from constant visibility, walkability, and long-term relevance within the community. The exterior of the property has recently undergone a full cosmetic renovation, completed at no cost to the owner, through the Historic Buildings Program administered by Indiana Landmarks. The result is a beautifully restored facade that preserves historic character while presenting exceptionally well for tenants, residents, and investors alike. The current owner invested significant time and effort securing a variance that allows for five (5) residential apartment units on the 2nd and 3rd floors. While construction was never started, rough plans and layout concepts were completed, envisioning: Two (2) four-bedroom, two-bath units, Two (2) three-bedroom, two-bath units, One (1) studio unit. The ground floor is already income-producing, with two established commercial tenants in place: A photography studio and a thrift store. This creates immediate cash flow while preserving substantial upside through future residential development above. Additional highlights include: Full basement with unusually high ceilings, offering flexible use potential. Extremely high ceilings on the 2nd and 3rd floors, estimated at 15-20 feet, ideal for loft-style apartments or premium finishes. Strong blend of cash flow + appreciation, combining stabilized commercial income with value-add residential upside. Rare opportunity to own a cornerstone historic asset in a growing small-town downtown environment. Whether positioned as a mixed-use redevelopment, long-term hold, or phased value-add investment, this property offers scale, history, and upside that are increasingly difficult to find in downtown Indiana markets
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Features
General
Utilities
Electricity Connected
Possession
Closing
Zoning
Commercial
Year Built
1919
Township
Blue River
Property Subtype
Mixed Use
Tax Year
2024
Current Use
Comm Mul Ten
County
Johnson
New Construction
N
Property Type
Commercial Sale
Possible Use
Apt<20
Status
Active
Directions
GPS Friendly
High School
Edinburgh Community High School
City
Edinburgh
High School District
Edinburgh Community School Corp
MLS Area
4109 - Johnson - Blue River
Lot Size Square Feet
3960
Elementary School
East Side Elementary School
Middle/Junior High School
Edinburgh Comm Middle School
Standard Status
Active
Tax Lot
14
13
Legal Description
Alex Thompson Add Pt Lot 14 & Pt Lot 13
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Exterior
Building Area Total
14718
Lot Size Acres
0.09
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* Excluded Features
List By
Indiana Ford Realty Llc
Broker
Travis@CarpHomes.net
Email
Affordability Calculator
- Monthly Principal & Interest
- $2,925
- Monthly Property Taxes
- $165
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
Commerical listings in Edinburgh, IN
Average List Price
$475,000
Percent of Sale Price
0%
About Edinburgh, IN
4,779
Population
0%
Since 2002
$
39,818
Median Income
38.76
Median Age
26%
Households with Children
Trends Information provided by ATTOM Data Solutions.
4167883
Elementary School
4055330
Middle School
Edinburgh Community High School
High School
Pricing History
| Date |
Price |
Price Change |
Description |
|
1/14/2026
|
$475,000
|
-4.04%
|
Price Down
|
|
12/22/2025
|
$495,000
|
|
Listed Price
|