101 W Main Cross Street Edinburgh, IN $ 475,000
101 W Main Cross Street
$ 475,000
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101 W Main Cross Street

Edinburgh, IN, 46124
$ 475,000
Bedrooms-- Baths-- Sq 14,718

Monthly Estimate*

$ 2,925

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Commercial Property for sale in Edinburgh, IN

for $475,000. This 14,718 square foot building was built in 1919 on a lot size of 0.09.

Located at the absolute center of downtown Edinburgh, IN, this massive historic commercial building is one of the most prominent and recognizable properties in the downtown corridor. (check out town's Comprehensive Plan). Sitting directly on the charming main strip, the building benefits from constant visibility, walkability, and long-term relevance within the community. The exterior of the property has recently undergone a full cosmetic renovation, completed at no cost to the owner, through the Historic Buildings Program administered by Indiana Landmarks. The result is a beautifully restored facade that preserves historic character while presenting exceptionally well for tenants, residents, and investors alike. The current owner invested significant time and effort securing a variance that allows for five (5) residential apartment units on the 2nd and 3rd floors. While construction was never started, rough plans and layout concepts were completed, envisioning: Two (2) four-bedroom, two-bath units, Two (2) three-bedroom, two-bath units, One (1) studio unit. The ground floor is already income-producing, with two established commercial tenants in place: A photography studio and a thrift store. This creates immediate cash flow while preserving substantial upside through future residential development above. Additional highlights include: Full basement with unusually high ceilings, offering flexible use potential. Extremely high ceilings on the 2nd and 3rd floors, estimated at 15-20 feet, ideal for loft-style apartments or premium finishes. Strong blend of cash flow + appreciation, combining stabilized commercial income with value-add residential upside. Rare opportunity to own a cornerstone historic asset in a growing small-town downtown environment. Whether positioned as a mixed-use redevelopment, long-term hold, or phased value-add investment, this property offers scale, history, and upside that are increasingly difficult to find in downtown Indiana markets

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Commercial Active

Price

$ 475,000

Property Type

Commercial

Taxes

$ 1,976

Style

Mixed Use

Lot Size

0.09

Year Built

1919

Town/City

Edinburgh

County/Region

Johnson

MLS | Web ID

22077472

Features
General
Utilities Electricity Connected
Possession Closing
Zoning Commercial
Year Built 1919
Township Blue River
Property Subtype Mixed Use
Tax Year 2024
Current Use Comm Mul Ten
County Johnson
New Construction N
Property Type Commercial Sale
Possible Use Apt<20
Status Active
Directions GPS Friendly
High School Edinburgh Community High School
City Edinburgh
High School District Edinburgh Community School Corp
MLS Area 4109 - Johnson - Blue River
Lot Size Square Feet 3960
Elementary School East Side Elementary School
Middle/Junior High School Edinburgh Comm Middle School
Standard Status Active
Tax Lot 14 13
Legal Description Alex Thompson Add Pt Lot 14 & Pt Lot 13
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Exterior
Building Area Total 14718
Lot Size Acres 0.09
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* Excluded Features
List By
Indiana Ford Realty Llc

Broker

Travis@CarpHomes.net

Email

Affordability Calculator

$3,089
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,925
Monthly Property Taxes
$165
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4167883 Elementary School
4055330 Middle School
Edinburgh Community High School High School
Pricing History
Date Price Price Change Description
1/14/2026 $475,000 -4.04% Price Down
12/22/2025 $495,000 Listed Price

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101 W Main Cross Street, Edinburgh, IN, 46124 is a Commercial Property for sale at $475,000 with 14,718 sqft and a lot size of 0.09. 101 W Main Cross Street was built in 1919. The property's zip code is 46124 which is in Edinburgh, IN