127 Main Street Otsego, NY $ 899,900
127 Main Street
$ 899,900
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127 Main Street

Otsego, NY, 13326
$ 899,900
Bedrooms4 Baths2.0 Sq 4,183

Monthly Estimate*

$ 5,614

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Multi-Family Home for sale in Otsego, NY

for $899,900 with 4 bedrooms and 2 full baths. This 4,183 square foot home was built in 1980 on a lot size of 0.1.

A rare opportunity awaits in the heart of Cooperstown’s historic business district. Situated just steps from Doubleday Field, 127 Main Street offers over 4,200 square feet of versatile mixed-use space, blending retail, office, and residential components with one-of-a-kind outdoor amenities. The first floor features an inviting office or retail space with wood out of Hyde Hall throughout, and bathroom, ideal for a boutique, professional office, or storefront business. The second floor includes a two-bedroom efficiency apartment, perfect for owner use, staff housing, or rental income. On the third floor, a spacious two-bedroom apartment showcases cathedral ceilings and a private back deck overlooking the courtyard and the historic Doubleday Field, providing a rare and beautiful view in the center of the village. The property is approximately 95% renovated, with extensive updates throughout. Recent improvements include new flooring and paint, updated bathrooms with new toilets and vanities, new water heaters, and modern lighting fixtures, switches, and outlets. Exterior enhancements feature a new fence, iron gates leading from Main Street through a stone pathway that opens into a private backyard courtyard—the only green space within Cooperstown’s business district. The courtyard includes multi-tiered stone patios and a storage shed, offering both functionality and charm. This building presents an exceptional opportunity for owner-occupancy, investment, or mixed-use operations, combining strong street presence with modern updates and classic Cooperstown character. With its prime location, historic charm, and flexible layout, 127 Main Street stands out as one of Cooperstown’s most distinctive and desirable commercial properties!

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Multi-Family Active

Price

$ 899,900

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 8,907

Style

MultiFamily

Lot Size

0.1

Year Built

1980

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1649833

Features
Interior
Interior Amenities CathedralCeilings SlidingGlassDoors Storage
Basement Partial
Flooring Carpet Laminate Varies Vinyl
Total Fireplaces 1
Total Stories 3
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Electric Zoned Baseboard
Cooling Zoned CentralAir WallUnits
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Flat Membrane Rubber
Appliances ElectricWaterHeater
Garage Spaces 0.0
Patio/Porch Features Deck Patio
Construction Materials Brick Frame PexPlumbing
School District Cooperstown
Year Built 1980
Stories Count 3
Township Cooperstown-Village
Property Subtype MultiFamily
County Otsego
Property Type Residential
Rent Includes AllUtilities
Full Baths 2
Status Active
Directions From Light coming into cooperstown on chestnut Right onto main st. Right into the doubleday field parking lot. Front door is on the right side of the parking lot.
City Otsego
Senior Community Y/N No
High School District Cooperstown
Zoning Description Commercial
Number Of Units Total 2
MLS Area Cooperstown Village-Otsego-365001
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 8907.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 399000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 5
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Exterior
Exterior Amenities Deck FullyFenced Patio PrivateYard SeeRemarks
Fencing Full
Parking Features NoDriveway
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.1
Foundation Details Block Stone
Building Area Total 4183.0
Lot Dimensions 8X163
Lot Size Acres 0.1
Waterfront Y/N No
Door Features SlidingDoors
Number of Separate Gas Meters 0
Number of Separate Electric Meters 2
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Internal Only
Street Number 1 127
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* Excluded Features
List By
Glimmerglass Realty Group Llc

Broker

(607) 282-2251

Phone

Affordability Calculator

$6,356
Per Month
88%
12%
0%
Monthly Principal & Interest
$5,614
Monthly Property Taxes
$742
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122716 Elementary School
4122685 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/21/2025$899,900 Listed Price

Map


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127 Main Street, Otsego, NY, 13326 is a Multi-Family Home for sale at $899,900 with 4,183 sqft and a lot size of 0.1. 127 Main Street has 4 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 13326 which is in Otsego, NY