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Single Family: MLS #A11933369 Lower Keys, FL ^$ 2,650,000

Single Family: MLS #A11933369

^$ 2,650,000

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Single Family: MLS #A11933369

Name: address
Address: FL, 33004

Lower Keys, FL, 33004

^$ 2,650,000

Bedrooms3 Baths2.0

Monthly Estimate*

^$ 16,317

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Single Family Home for sale in Lower Keys, FL for $2,650,000 with 3 bedrooms and 2 full baths. This home was built in 1997.

Located on Flagship Drive in Summerland Cove Isles, this stunning 3 bedroom, 2 bath home plus a loft offers beautiful views of the salt ponds and open water. As you walk up the front steps, you're greeted by a grand porch that sets the tone for the coastal charm found throughout the home. The split floor plan provides ideal privacy. The primary features an en suite bath with access to the back screened-in porch, a private staircase leading to the loft, and its own private balcony. The loft offers additional living space that can be used as an office, gym, or reading nook and opens to a private deck with a staircase up to the rooftop. From the rooftop, enjoy panoramic sunrise to sunset views and incredible stargazing with no light pollution. The home has just been completely updated with new SPC vinyl flooring throughout, quartz countertops, all-new kitchen cabinetry and appliances, and impact-resistant windows and doors. Both the interior and exterior were freshly painted, creating a bright coastal feel. The open living area flows to a screened-in porch perfect for entertaining, with stairs leading down to a beautifully landscaped backyard featuring a heated pool and plenty of covered space for relaxing. The property includes an 80 ft dock with a 16,000 lb boat lift and no bridges to the ocean, making it a boater's dream. The lot is fully fenced and offers an enclosed storage area for pool and boating gear, plus a one-car garage for additional storage.

Single Family Active

Price

^$ 2,650,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 13,853

Style

Year Built

1997

Town/City

Lower Keys

County/Region

Monroe

MLS | Web ID

A11933369

Features

General

Sewer Public Sewer

Heating Electric

Cooling Central Air Ceiling Fan(s)

Possession Close Of Escrow

Roof Metal

Appliances Dryer Dishwasher Electric Range Refrigerator Washer

Garage Spaces 1

Patio/Porch Features Balcony Deck Open Porch Screened

Architectural Style Two Story

Pool Features Heated In Ground Pool

Security Features Smoke Detector(s)

Restrictions OK To Lease Rental Restriction

Construction Materials Other

Year Built 1997

View Canal Ocean

Stories Count 2

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Waterfront Features Canal Front

County Monroe

Property Type Residential

Subdivision Name SUMMERLAND COVE ISLES BLK

Facing Direction Southwest

Garage Y/N true

Total Rooms 0

Full Baths 2

Special Listing Conditions Listed As-Is

Status Active

Directions From the Overseas Highway turn Oceanside onto Caribbean Dr. Turn left onto E Caribbean Dr. turn right onto Isles Blvd and turn left onto Flagship Dr.n/

City Lower Keys

Senior Community Y/N false

Zoning Description IS

MLS Area 98 Florida Keys

Lot Size Units Square Feet

Listing Terms Cash Conventional FHA

Year Built Details Resale

Tax Annual Amount 13853

MLS Area Minor Other Geographic Area (Out Of Area Only)

Lease Considered Y/N false

Virtual Tour https://www.propertypanorama.com/instaview/mia/A11933369

Standard Status Active

Occupancy Type Call Agent

Property Sub Type Additional Single Family Residence

Legal Description LT 23 SUMMERLAND COVE ISLES- BLOCK NO 1SUMMERLAND KEY PB6-32

Interior

Interior Amenities Second Floor Entry Vaulted Ceiling(s) Loft

Flooring Laminate Vinyl

Air Conditioning Y/N true

Heating Y/N true

Total Bedrooms 3

Total Baths 2

Exterior

Exterior Amenities Balcony Deck Enclosed Porch Fence Security/High Impact Doors Lighting Porch

Parking Features Covered Driveway Guest

Lot Features < 1/4 Acre

Water Source Public

Frontage Length 80

Waterfront Y/N true

Covered Spaces 1

* Excluded Features

List By

Coldwell Banker Schmitt Real E

Broker

lisaferringo@gmail.com

Affordability Calculator

$17,471

Per Month

Monthly Principal & Interest: $16,317
Monthly Property Taxes: $1,154
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
12/19/2025	$2,650,000		Listed Price

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*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to the real estate for sale on this web site comes in part from the Realtor Association of Greater Miami and the Beaches.

The information being provided is for consumers'personal, non-commercial use and may not be used for any purpose other than to identify prospective consumers may be interested in purchasing. Use of search facilities of data on the site, other than a consumer looking to purchase real estate, is prohibited.

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