1857 Overlook Terrace
Louisville, KY, 40205 $ 440,000
Bedrooms4 Baths2.0 Sq 2,015 Monthly Estimate*
$ 2,709
for $440,000 with 4 bedrooms and 2 full baths. This 2,015 square foot home was built in 1925 on a lot size of 0.23.
In the heart of the Highlands...first time on the market in 54 years! Nestled on an idyllic, tree-lined street just steps from a neighborhood park and minutes from all the shops, restaurants, and conveniences the Highlands is known for, this charming bungalow has been lovingly expanded and maintained over the decades. The home offers 4 bedrooms - all upstairs - 2 full baths, and thoughtful improvements including two separate additions or renovations through the decades. The current owners completed an upstairs addition in the 80's, adding 2 additional upstairs bedrooms to complement the original 2, and a full bath, plus a walk-in closet in the hallway, and a second HVAC system to service the upstairs, for supreme comfort in the home year-round. On the main level: The kitchen - featuring painted white cabinets and a full complement of appliances, including a gas range - opens to a cheerful breakfast room, converted from what was originally an exterior side porch. The breakfast room leads to an impressive 18' x 20' covered deck overlooking one of the largest fully fenced yards on the street, ideal for outdoor enjoyment. A welcoming formal dining room, cozy family room (formerly a main-level bedroom with closet, could be easily converted to a 5th bedroom by adding a couple of doors), a homey living room with fireplace, and an updated main-floor full bath (custom tiled walk-in shower, new vanity and commode) add even more appeal on this first floor. Original hardwood flooring is under carpeting on the main level, the stairwell going upstairs, and in the two original upstairs bedrooms. Additional highlights include the classic Highlands covered front porch with swing, replacement windows throughout the home, a walk-up unfinished basement with laundry and plumbing for a future half bath, and an attached lower-level one-car garage. Recent major mechanical updates include a new main-level HVAC system installed in May 2025 and a (approximately) 1-year-old water heater. This is your once in a half-century opportunity to own a well-loved Highlands classic. You need to put this home on your list!
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 0
Garage Spaces 1
Architectural Style Bungalow
Construction Materials Vinyl Siding Brick Veneer Brick
Year Built 1925
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage true
Subdivision Name CHEROKEE PLAZA
Garage Y/N true
Total Rooms 12
Full Baths 2
Status Pending
Directions Bardstown Rd. to Rutherford Ave; Make an immediate jog to the LEFT onto Boulevard Napoleon; Turn RIGHT on Overlook Terrace. House is on the RIGHT.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 10018.8
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Pending
Tax Lot 0093
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InteriorBasement Walk-Up Access Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2015
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 2
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ExteriorExterior Amenities See Remarks
Fencing Full
Parking Features Attached Entry Front Lower Level
Lot Features See Remarks Level
Water Source Public
Lot Size Area 0.23
Foundation Details Poured Concrete
Building Area Total 2015
Lot Dimensions 50 x 162.5 x 95 x 132.03
Lot Size Acres 0.23
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* Excluded FeaturesList Bycridenourky@bellsouth.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,709
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Louisville, KY
Average List Price $336,580
Percent of Sale Price 24%
About Louisville, KY 240,969 Population
-5% Since 2002
$ 37,029 Median Income
37.52 Median Age
22% Households with Children
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0 Elementary School
0 Middle School
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Pricing History| Date | Price | Price Change | Description |
|---|
| 2/10/2026 | $440,000 | | Listed Price |